West Coast Life Insurance Company has introduced 2 universal life products.[@@]

The new LifeTime Platinum 120 LP and SP universal life policies are individual universal life insurance products that come with a built-in lapse protection feature that can last until a policyholder reaches age 120, according to West Coast Life, San Francisco.

West Coast Life is offering a rate structure that increases prices just 20% per table, for risk classification tables A through P, for applicants with substandard insurability ratings, the company says.

West Coast Life is a subsidiary of a unit of Protective Life Corp., Birmingham.