Ameritas Life Insurance Corp. is adding preventive care incentives to a group dental plan built around a feature that resembles a health reimbursement arrangement.[@@]
Members of the Dental Rewards plan sold by Ameritas, Lincoln, Neb., can earn “carryover amounts” that carry over from one year to the next by keeping claims low. In later years, members can use the carryover amounts to help pay for procedures with prices that exceed plan reimbursement limits.
In the past, the members who received the highest carryover amounts were the members who avoided seeing dentists at all.