Full Disclosure is a policy comparison and evaluation software series designed for brokers, agents, financial planners and advisors active in upper market life insurance sales. Easy-to-use editions cover universal, whole, survivorship and variable life products. Individual editions are $99. Call Blease Research at (877) 864-3833 to find out what the software includes, or see the Web site at www.full-disclosure.com for information and a free demonstration version. National Underwriter does not determine which insurance companies and their products appear in Full Disclosure. If you want to see a carrier not mentioned in a Full Disclosure excerpt, ask the company to notify Blease Research.