NU Online News Service, Aug. 17, 2004, 3:19 p.m. EDT

Massachusetts Mutual Life Insurance Company, Springfield, Mass., is including Detroit in a program that provides $50,000 in free life insurance for working parents in eligible communities.[@@]

The program provides 10-year, level-term life insurance coverage for working parents between the ages of 19 and 42. Children of participating parents who die can use the proceeds to pay for almost any kind of formal schooling, including pre-school, elementary school, high school, vocational school, college and graduate school, MassMutual says.

MassMutual started offering the LifeBridge program in Connecticut in late 2002.

To qualify for the free coverage, parents must be permanent, legal U.S. residents in good health.

The parents must be working and show annual family incomes of $10,000 to $40,000 on their latest tax returns.

Legal guardians who meet the eligibility requirements also can apply for coverage.

Benefits will be paid to a trust administered by the MassMutual Trust Company F.S.B. on behalf of the children. The trust will make payments directly to the schools the children attend, MassMutual says.

Dennis Fiore, the manager of MassMutual’s office in Farmington Hills, Mich., and other office staff members are running the Detroit section of the program.

Parents and guardians can apply for policies at an application meeting from 9 a.m. to noon Aug. 21 at the Greater Christ Baptist Church, 544 Iroquois St., Detroit. Parents and guardians who want more information should call Roberto Perez at (313) 842-2001.