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Life Health > Life Insurance

Survivorship Variable LifeVUL Design Objectives

By Staff Writer

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Ameritas Life Overture Bravo!
 High Cash Value; Maximum Retirement Income; Broad/Favorable Underwriting.

American General Life (AIG Co.) Platinum Investor Survivor II
 Target Premiums; Death Benefit Guarantees; Maximum Retirement Income; Maturity Extension.

Equitable Life Survivorship Incentive Life 02
 Low Premium to Carry; Riders.

General American Zenith Survivorship Life 2002 (issued by New England Life)
 Low Endowment Premium; Maximum Death Benefits; Older Ages.

Guardian Life Park Avenue SVUL Millennium Series
 Policy Exchange; Return of Premium Death Benefit Option.

Jefferson Pilot Life Ensemble SL
 Low Endowment Premium; Low Premium to Carry; High Cash Value; Maximum Retirement Income; Rolling Target Premiums.

John Hancock Life Variable Estate Protection Plus
 Long Term Values; Competitive Premium Solves; No Maturity Date; Additional Sum Insured.

John Hancock Life Variable Estate Protection Edge
 Flexibility; Death Benefit Guarantees; Maximum Retirement Income; Maturity Extension.

Lincoln National Life SVUL-III
 Secondary Guarantees; Extended Maturity; Low Premium to Endow and Carry.

Manufacturers Life (USA) Venture Survivorship VUL
 Low Premium Solves; Age 100 Death Benefit Guarantee; Term Rider.

Massachusetts Mutual Life Survivorship Variable Universal Life II
 Death Benefit Guarantee to age 100; Low Premium to Endowment and Carry; High Cash Value; Maximum Retirement Income.

Midland National Life Survivorship VUL
 High Cash Accumulation; Age 100 Death Benefit Guarantee; Maximum Retirement Income.

New England Financial Zenith Survivorship Life 2002
 Low Endowment Premium; Maximum Death Benefits; Older Ages.

New York Life NYLIAC SVUL
 Low Endowment Premium; High Cash Value; Broad Favorable Underwriting; Riders.

Nationwide Financial Life Best of America Next Generation SVUL
 Cash Accumulation; Maximum Income; Low Expenses.

Nationwide Financial Life Best of America Protection SVUL
 Death Benefit Guarantees; Low Endowment Premiums; Low Premium to Carry; Broad Underwriting.

Pacific Life Pacific Select Estate Preserver V
 Maximum Death Benefits; Maximum Retirement Income; Accounting Benefit Rider; Death Benefit Guarantee; Maturity Extension.


Penn Mutual Life Variable Estate Max III
 Low Endowment Premium; Low Premium to Carry; Long Term Values; Full Death Benefit Guarantee; Riders.

Phoenix Life Estate Edge
 Low Endowment Premiums; Term Blending; Cash Value Accumulation; Flexibility; Riders.

Phoenix Life Phoenix Edge SVUL
 Three Policy Options; Banded COI Rates; Guaranteed Death Benefits; Flexibility; Riders.

Principal Life Survivorship VUL
 Full Death Benefit Guarantees; Low Endowment Premium; Low Premium to Carry; Broad Underwriting.

Prudential Financial Survivorship VUL
 Underwriting; Maturity Extension.

RBC Life Clarity Survivorship VUL
 Low Endowment Premium; Term Blending; Underwriting.

Sun Life Futurity Survivorship II VUL
 Death Benefit Guarantees; Supplemental Insurance; Rolling Targets.

Transamerica Occidental Life TransSurvivor Life VUL
 Death Benefit Guarantee.

Transamerica Financial Life Freedom Wealth Protector
 Death Benefit Guarantee; Maximum Retirement Income; Low Premium to Carry; High Cash Value; Long Term Values.

Travelers Life Travelers VSL II
 Secondary Guarantees; Maximum Death Benefits; Low premium to Endow; Riders.

Western Reserve Life Freedom Wealth Protector
 Death Benefit Guarantee; Maximum Retirement Income; Low Premium to Carry; High Cash Value.

Reproduced from National Underwriter Edition, January 16, 2004. Copyright 2004 by The National Underwriter Company in the serial publication. All rights reserved.Copyright in this article as an independent work may be held by the author.

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