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Alabama Blue Plan To Help Uninsured

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NU Online News Service, Sept. 16, 2003, 3:46 p.m. EDT – Alabama residents without health insurance now can sign up for coverage under a new plan offered by Blue Cross and Blue Shield of Alabama, Birmingham, Ala., according to the Alabama Department of Insurance.

The new plan will be available during an open-enrollment period from Oct. 1 to Nov. 30.

A state task force created this spring negotiated the new plan with Alabama Blue, the Alabama department says.

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The plan will be available to uninsured residents under the age of 65. Eligible residents can buy the insurance directly from Alabama Blue.

The plan costs $145 a month for individual coverage and $320 for families, according to published reports. The plan carries a deductible of $1,000 per person for major medical expenses such as doctors’ visits, capped at $3,000 per family. The plan will not cover preexisting conditions until 12 months after signup.

About 500,000 Alabamians are uninsured, state officials estimate.