American General Life (AIG Co.) Elite Survivor G

Secondary Guarantees; Maximum Retirement Income.

American General Life (AIG Co.) Elite Survivor

Low Premiums; Maximum Death Benefit.

American General Life (AIG Co.) Platinum Survivor Ultra-G

Secondary Guarantees; Maximum Retirement Income.

American General Life (AIG Co.) Platinum Survivor Ultra

Low Premiums; Maximum Death Benefit; Supplemental Coverage.

AmerUs Life Ultimate Survivor Series III

Flexible Premiums.

Banner Life Survivor Life

Death Benefit Guarantees to Age 100; Underwriting.

Canada Life (US) Lifetime 2

Low Cost Death Benefit Guarantees to Lifetime.

CNA (Valley Forge) Estate Saver 2000

Full Death Benefit Guarantee; Conversion Credit Program; Low Cost Loans; Low Minimum Premiums.

Equitable Life Athena SUL

No Lapse to Age 100 Low Premiums.

First Colony Life Two (R)

Term-Like to Fully Guaranteed; Uninsurable Life.

Indianapolis Life Horizon SUL 2001

Minimum Premium to Carry; Underwriting.

Jefferson Pilot Duet 30

Secondary Guarantees; Extended Maturity; Low Premium to Carry; Broad/Favorable Underwriting.

Lincoln National Life SUL-DB

Low Premiums to Carry and Endow.

Lincoln National Life SUL-LPR III

Flexible Death Benefit Guarantees to Age 100.

Manufacturers Life (US) Survivorship UL

Secondary Guarantees; Maximum Death Benefit.

Massachusetts Mutual Life Survivorship UL

Low Endowment Premium; Low Premium to Carry; High Cash Value; Maximum Retirement Income.

Massachusetts Mutual Life SUL Guaranteed (SUL G)

Lifetime Death Benefit Guarantee; Broad Underwriting Classes.

Massachusetts Mutual Life SUL 10

Low 10-Year Death Benefit Guarantee Premium; Broad Underwriting Classes.

Massachusetts Mutual Life Pension SUL (PSUL)

Low Cash Value; Broad Underwriting; Living Benefits; Long-Term Values.

MONY Life MONY SUL

Secondary Guarantees; Maturity Extension; Riders; Policy Loans; Guarantees.

New York Life NYLIAC SUL

Low Endowment Premium; Extended Maturity; Secondary Guarantees; Underwriting Classes.

Pacific Life Pacific Estate Preserver

Death Benefit Guarantee to Age 120.

Penn Mutual Life Estate Max II

Low Endowment Premium; Low Premium to Carry; Long-Term Values; Full Death Benefit Guarantee; Riders.

Phoenix Life Phoenix Estate Legacy II

Low Endowment Premiums; Target Premiums; Death Benefit Guarantees; Flexibility; Riders.

Principal Life Survivorship Universal Life

Standard, Substandard, and Table-Rated; IRRs; Death Benefit Guarantee to Maturity; Maturity Extension.

Protective Life Protective Survivor Select UL

Full Death Benefit Guarantee.

Prudential Financial PruLife SUL Plus

Return of Premium DB Option; Low Minimum Premium to Endow.

Prudential Financial PruLife SUL Protector

Flexible Death Benefit Guarantee to Lifetime; Single Premium Guarantee Solves.

ReliaStar Life Estate Choice SE

Secondary Guarantees; Flexibility; Guaranteed Limited Pay.

Security Mutual Life of NY Estate Conserver UL Gold

Low Endowment Premium; Low Premium to Carry; Broad/Favorable Underwriting; Impaired Risks.

Southland Life Legacy Survivor

Extended Maturity; Low Endowment Premium; Low Premium to Carry.

Sun Life Sun Survivorship Life Plus

Low Endowment Premium; Low Premium to Carry.

TIAA-CREF Last Survivor Flexible Premium Adjustable

Low Premium to Endow; No Surrender Charges; Noncommissionable.

Transamerica Occidental Life TransAce Survivor Life EX

Full Death Benefit Guarantee; Older Ages; Higher Face Amounts.

Transamerica Occidental Life TransAce Survivor Life XL

Flexible Death Benefit Guarantees to Age 100; Older Ages; Larger Face Amounts.

Transamerica Occidental Life TransSurvivor EX

Death Benefit Guarantee to Age 100; Third Death Benefit Option; Banded Rates and Charges.

Travelers Life & Annuity Survivorship Life

Low Premium to Carry; Low Endowment Premium; Secondary Guarantees.

US Life of NY (AIG Co.) Survivorship Premier

Initial 5-Year No-Lapse Provision; Secondary Guarantees for N.Y. State; Maximum Retirement Income.

West Coast Life Legacy Protector II

Secondary Guarantees; Extended Maturity; Rolling Target Premium.


Reproduced from National Underwriter Life & Health/Financial Services Edition, August 25, 2003. Copyright 2003 by The National Underwriter Company in the serial publication. All rights reserved.Copyright in this article as an independent work may be held by the author.