NU Online News Service, June 3, 2003, 4:05 p.m. EDT – The New York State Insurance Department says Healthy NY, a state-sponsored insurance program for individuals and small businesses in the state, will offer better terms starting July 1.

Rates for coverage will go down an average of 17%, and individuals will be able to lower rates further by agreeing to go without prescription drug benefits, state officials say.

Employers that participate will have more flexibility about the level of premium contribution for part-time workers, officials say.

The program also will eliminate co-payments for well-child visits.

More information about the program is available at http://www.healthyny.com