NU Online News Service, April 28, 2003, 12:29 p.m. EDT – Fidelity & Guaranty Life Insurance Company, Baltimore, a unit of Old Mutual P.L.C., London, has introduced a new term life product, Value Select.

Options include a disability-income rider and a return-of-premium rider.

The return-of-premium option assures the refund of all the policyholder’s premiums if the insured does not die during the policy term.

The product is available in 15-, 20- and 30-year terms, F&G says.