Acacia Life Flex Account Ultra
High cash value; maximum retirement income; living benefits for chronic or terminal illness.
AmerUs Life Freedom ULFlex
Well-suited for low face amounts simplified issues up to $100,000; limited premium payment solves; high target premiums; portfolio crediting rate.
AmerUs Life Freedom ULC
Designed for low-cost, long-term death benefits; performs well for standard classes, insureds aged 55 and above, and for rated cases up to Table D.
AmerUs Life Liberty Builder
Equity Indexed UL; 100% guaranteed participation rate; choice of a fixed or variable policy loan interest rate.
AmerUs Life Vision Builder
Equity Indexed UL; 100% guaranteed participation rate; 1% enhancement in years 10 and after.
American General Life (AIG) Platinum Provider Ultra
Designed with low premiums and high death benefits; business applications; term blending; issued to age 90.
American General Life (AIG ) Elite UL
Designed with low premiums and high death benefits; competitive “limited pay” or minimum premium situations.
Banner Life Continuity Lifetime UL
Competitive lifetime guarantee premiums.
Canada Life UltraQuestUL
High target premiums; noncommissionable term rider for design versatility; short surrender period; zero net interest cost loans as early as year 10; accounting benefit option.
Canada Life UltraProUL
Designed for competitive lifetime guaranteed death benefits.
CNA (Valley Forge) ViaMax 10
Designed as a short-term plan; cash value quickly in early policy years; long guarantee periods; competitive term riders.
CNA (Valley Forge) ViaMax 15
Designed as a long-term plan with lower premiums to endow and long-term cash value; long guarantee periods; competitive term riders.
Conseco Life Universal Life
Death benefit guarantees of 20 and 30 years; commissionable face increase and commissions paid on substandard risks; nonguaranteed interest bonuses; low endowment; low premium to carry.
Conseco Life Indexed UL 2
Equity Indexed UL; death benefit guarantees of 20 and 30 years; comissionable face increase and commissions paid on substandard risks; nonguaranteed interest bonuses; low endowment; low premium to carry preferred zero spread loans.
Conseco Life Conseco EIUL 3
Equity Indexed UL, portfolio interest, or a blend of the two strategies; long-term values; ability to transfer money between account objectives; additional trail commissions based on account values.
Equitable Life Universal Life II
Full death benefit guarantee at a competitive premium; performance in cash accumulation and death benefits; interest rate bonus of .40% in years 6+.
First Colony Life GE Lifetime Protector (sm) Flex
Designed for affordable, guaranteed protection; abbreviated premium schedule available; business applications.
General American Life UL Secondary Guarantee
Designed for flexible lifetime death benefit with low premium; any guarantee period can be scheduled.
Indianapolis Life Vista Select
Equity Indexed UL; designed for accumulation values in heavy funding situations; 100% guaranteed participation rate; waiver of scheduled premium rider; fixed or variable loan interest rate.
Indianapolis Life Vista Elite
Equity Indexed UL; designed for accumulation values in heavy funding situations; 100% guaranteed participation rate; waiver of scheduled premium rider; fixed or variable loan interest rate; 1% enhancement in years 10+.
Indianapolis Life Horizon ULFlex 2001
Good for low face amounts; simplified issue to $100,000; limited premium payment solves; high target premiums; no-lapse guarantee rider from 20 years to age 100; no current expenses after year five.
Indianapolis Life Horizon ULC 2001
Designed for low-cost, long-term death benefit protection; performs well for standard classes, insureds aged 55 and above, and for rated cases up to Table D; no-lapse guarantee rider from 20 years to age 100.
Jackson National Life UL 2
Designed for affordable cost with high death benefits; competitive in various premium designs including endowment; no-lapse guarantee options; automatic extended maturity rider.
Jefferson-Pilot Life Legend 300/Legend 400
Legend 400: accumulation values; maximum retirement income distributions; accelerated benefits; maturity extension. Legend 300: low premiums; death benefits; business applications; secondary guarantees.
John Hancock Life Performance UL
Designed for specific retirement, long term care, and life insurance protection in one contract; flexibility; death benefit guarantees; competitive premium solves.
John Hancock Life Medallion Gold UL
Good for older ages; secondary guarantees with catch-up feature; 1% bonus; issued up to age 85; age 100 rider waives all monthly policy charges after age 100.
Lincoln National Life UL DB
Designed for low premiums to carry; five-year no-lapse guarantee; business riders; term blending.
Lincoln National Life UL LPR
Designed for cost effective secondary guarantees to age 100 from any issue age; free extended maturity feature.
Manufacturers Life (USA) UL
Designed for affordable guaranteed coverage for any duration including lifetime.
Massachusetts Mutual Life UL 2
Low endowment and premium to carry; designed for high cash value and maximum retirement income; lifetime no-lapse guarantee; return of premium option for business applications owners.
Massachusetts Mutual Life UL 2 Guaranteed
Designed with a fixed level lifetime no-lapse guarantee.
Midland National Life Executive UL 5
Excellent agent compensation; designed for competitive long-term cash accumulation with interest and premium bonuses; guaranteed zero-cost loans in years 6+.