AmerUs Life Ultimate Survivor Series III

Flexibility; extended maturity.

American General Life (AIG) Platinum Survivor Ultra-G

Death benefit/premium guarantees; maximum retirement income.

American General Life (AIG) Platinum Survivor Ultra

Low premiums; maximum death benefit; supplemental coverage; maximum retirement income.

Banner Life Survivor Life

Full death benefit guarantee; high cash value; low cost of insurance.

Canada Life Lifetime 2 Death benefit/premium guarantees; term blending; low premiums.

CNA (Valley Forge Life) Estate Saver 2000

Full death benefit guarantee; conversion credit program; low cost loans; low minimum premiums; business applications.

Conseco Life Survivor Choice UL

Equity index or portfolio interest rate; low endowment premium; broad, favorable underwriting classes.

Equitable Life Survivorship Universal Life II

Low endowment premium; low premium to carry; death benefit/premium guarantees.

First Colony Life Life Two (R)

Programmed increases; term alternative; riders; “uninsurable”coverage.

General American Life American Vision JSUL (01)

Death benefit/premium guarantees; low premiums to endow; maximum death benefits; impaired risks.

Indianapolis Life Horizon SUL 2001

Death benefit/premium guarantees; minimum premium to carry; underwriting; choice of ratings.

Jefferson Pilot Life Duet 300

Death benefit/premium guarantees; extended maturity; low premium to carry; broad/favorable underwriting; rolling target premiums.

John Hancock Life Performance SUL

Extended maturity; death benefit/premium guarantees; long term values; rolling target premium; term blending.

John Hancock Life Universal Life Estate Protection

Extended maturity; death benefit/premium guarantees; low premiums.

Lincoln National Life SUL-LPR II

Death benefit/premium guarantees; flexibility; business applications; liquidity.

Lincoln National Life SUL-DB

Low endowment premium; low premium to carry; business applications.

Manufacturers Life (USA) Survivorship UL

Death benefit/premium guarantees; maximum death benefit.

Massachusetts Mutual Life Survivorship UL Guaranteed

Death benefit/premium guarantees; broad underwriting classes; extended maturity.

Massachusetts Mutual Life Survivorship UL 10

Short term policy; death benefit/premium guarantees; broad underwriting classes; convertible policy.

Massachusetts Mutual Life Survivorship UL

Low endowment premium; low premium to carry; high cash value; maximum retirement income; broad/favorable underwriting.

Massachusetts Mutual Life Pension Survivorship UL

Maximum death benefits; broad underwriting; living benefits; long term values; qualified markets.

MONY Life SUL

Death benefit/premium guarantees; maturity extension; riders; policy loans; guarantees.

National Life NL Estate Provider

Term blending; riders; low cost death benefits; riders.

New York Life Survivorship UL

Low endowment premium, extended maturity, death benefit/premium guarantees; underwriting classes.

Ohio National Life Survivor Life LP

Low endowment premium; full death benefit guarantee.

Pacific Life Pacific Estate Preserver

Term blending; illustrated values; maturity extension; death benefit/premium guarantees.

Penn Mutual Life Estate Max II

Low endowment premium; low premium to carry; long term values; death benefit/premium guarantees; riders; designed as low cost estate-planning tool.

Phoenix Life Estate Legacy II

Low full/short pay premiums to endow; death benefit/premium guarantees; riders; flexibility.

Principal Life Survivorship UL

Death benefit/premium guarantees; impaired risks; maturity extension; cash value accumulation.

Protective Life Survivor

Low endowment premium; low premium to carry; riders.

ReliaStar Life ING Elite Estate

Low endowment premium; low premium to carry; flexibility; death benefit/premium guarantees; guaranteed limited pay.

ReliaStar Life ING Estate Choice SE

Death benefit/premium guarantees; flexibility; guaranteed limited pay; extended maturity.

Security Mutual Life of New York Estate Conserver UL Gold

Low endowment premium; low premium to carry; broad/favorable underwriting; impaired risks; business applications.

Southland Life ING Legacy Survivor

Extended maturity; low endowment premium; low premium to carry.

Sun Life of Canada SUL

Death benefit/premium guarantees; riders.

Sun Life of Canada SUL LP

Flexible death benefit/premium guarantees.

Transamerica Occidental Life TransSurvivor XL

Extended maturity.

Travelers Life & Annuity Survivorship Life

Low premium to carry; low endowment premium; death benefit/premium guarantees.

West Coast Life Legacy Protector II

Death benefit/premium guarantees; extended maturity; rolling target premium.


Reproduced from National Underwriter Life & Health/Financial Services Edition, January 27, 2003. Copyright 2003 by The National Underwriter Company in the serial publication. All rights reserved.Copyright in this article as an independent work may be held by the author.