NU Online News Service, July 11, 11:24 a.m. – John Alden Insurance Company, Milwaukee, a unit of Fortis, Brussels, has added a new, bare-bones plan to its John Alden Dental family of small-business dental plans.
The new plan, which is available in preferred provider organization and indemnity versions, is designed for employers on tight budgets.
The plan comes with a $50 deductible and a $1,000-a-year benefit maximum. The PPO version pays 70% of the bill, after the deductible, for basic services provided by in-network dentists, and the indemnity version pays 50% of the bill, after the deductible, for basic services provided by any dentist.
John Alden is offering the plan to employers with at least three covered employees. It expects the plan to cost about $13 per employee per month.
John Alden will begin offering the plan in 24 states Aug. 1. The states are Arkansas, Arizona, California, Connecticut, Iowa, Idaho, Illinois, Kentucky, Maine, Michigan, Missouri, Montana, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Virginia, Wisconsin, West Virginia and Wyoming.
John Alden will begin offering the plan in 12 other states Sept. 1. Those states are Alabama, Colorado, Delaware, Georgia, Kansas, Massachusetts, Minnesota, Mississippi, North Dakota, Tennessee, Texas and Washington.
The company says it hopes to introduce the plan in more states later, but that it will be not be offering the plan in Alaska, New York or Hawaii.