Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
A Low Cost 401(k) Plan
By Savita Iyer-Ahrestani, Savita Iyer-AhrestaniSt. Louis-based Blue Ocean Portfolios, part of Huntleigh Capital Management, Inc., has launched Ocean 401(k), what it says is one of the lowest cost, full-service 401(k) plans in the industry. With a focus on diversification, low fees and rebalancing, Ocean 401(k) uses low cost index mutual funds to construct and...
November 01, 2007
Income Planning For Health Care "A Modern Problem"Planning for health care in retirement "is a very modern problem," said a speaker at the recent annual meeting of the Society of Actuaries, Schaumburg, Ill.
November 01, 2007
Conversation ObligationFinancial planners want products and services that will facilitate discussions regarding retirement income planning with their clients, according to a new Financial Planning Association study...
November 01, 2007
NEWS & PRODUCTS, NOVEMBER 2007Francois Gadenne, founding chairman of the Retirement Income Industry Association (RIIA), says that the next challenge for the financial services industry is coming up with...
November 01, 2007
Institutional Approach for IndividualsAs senior financial advisor at Anchor Capital Management Group, Inc., in Irvine, California, Leon James applies the quantitative analysis and strategic asset allocation used with...
November 01, 2007
New Options in 401(k)sA new twist in retirement planning is taking hold: financial services companies are offering immediate annuities and longevity insurance--a deferred annuity--as an option in 401(k)...
November 01, 2007
Lesson 10: Questions to Ask Annuity WholesalersGuaranteed living benefits (GLiBs) within variable annuities have evolved from being an ancillary benefit offered on a rather boring investment product, and have now grown...
October 24, 2007
DOL Shuns Stable Value as Default 401(k) OptionThe Department of Labor (DOL) has decided to ban stable value funds as default options in 401(k) plans. The decision is a blow for the insurance industry, which lobbied Congress and the DOL to include stable value among qualified default investment alternatives (QDIAs).