Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Best & Worst 529 Plans: Morningstar
By John SullivanMany parents of the countrys best and brightest soured on the 529 story after 2008. But the plans are making a comeback, and Morningstar helpfully points to the best, as well as those still in need of work.
November 13, 2011
When Do IRAs and Annuities Mix?Annuities can be purchased inside an IRA, but is an IRA the right home for an annuity?
November 11, 2011
Deficit Tax Proposals Would Radically Change 401(k)s: EBRIIf enacted, two major tax-reform proposals aimed at shrinking the federal deficit would reduce 401(k) plan contributions and likely send retirement account balances tumbling, according to the nonpartisan EBRI.
November 10, 2011
Few Takers for 401(k) AdviceIn volatile markets, demand should soar for professional financial advice, but few employees are taking advantage of recent rule changes that encourage plan sponsors to offer just that.
November 08, 2011
Primerica Reps to Distribute Lincoln Financial Indexed AnnuitiesLincoln Financial Group got a big boost to its annuity distribution channel Monday when it announced that 82,000 Primerica reps will now have access to Lincoln's fixed indexed annuity products.
November 07, 2011
Target-Date Funds Payout Often Misunderstood: SurveyDefined contribution plan participants, by and large, understand what target-date funds are and how they work, with a notable exception: they have unrealistic expectations about what those funds will provide upon retirement, according to a survey from AllianceBernstein released Monday.
November 07, 2011
Top 10 Countries With Best Retirement SystemsWhen it comes to global surveys, the United States cant catch a break. Weve known for some time that we cant educate our kids. Apparently, our economic freedom has recently been downgraded, and now comes news that our retirement system ranks 10th worldwide.
November 02, 2011
Five Good Questions for Behavioral Economist Dan ArielyWhen it comes to making decisions, using emotions is likely to be unsuccessful or lead us astray; money isnt unique in that regard.