Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Employer-Sponsored 401(k) Plans Would Drop ‘Significantly’ if Tax Treatment Curtailed: Study
By Melanie WaddellA new report has found that curtailing the current U.S. tax treatment of contributions that workers and their employers make to 401(k) plans will significantly reduce employers willingness to sponsor plans.
December 07, 2012
11 Senators Unite on Resolution to Protect Retirement Tax IncentivesWith fiscal cliff negotiations putting tax incentives for retirement savings potentially on the chopping block, 11 senators have voiced their support for the employer-based retirement system by joining forces on a Sense of the Congress resolution.
December 06, 2012
The Life Insurance Fiscal Cliff: No Tax Preference Is SafeThe potential elimination of many tax preferences currently afforded life insurance is one facet of todays fiscal cliff discussions that is often overlooked. In todays political environment, no tax preference is safe.
December 06, 2012
Will U.S. Kick 401(k) Subsidies Off Cliff?At a time of nearly desperate negotiations to find savings needed to avert the fiscal cliff, ending the taxpayer subsidyto the tune of $100 billionof retirement savings accounts seems to many to be a no-brainer.
December 06, 2012
Sen. Harkin: Fiscal ‘Slope’ Hiding ‘Retirement Deficit’ CrisisSen. Tom Harkin, chairman of the Senate HELP Committee, said Thursday that he was confident lawmakers would address it," and that Congress may vote on a debt limit extension" on Thursday afternoon.
December 06, 2012
6 Tips for Year-End Reviews of Retirement Plans: INGING on Tuesday held a webinar to suggest ways for retirement plan advisors to improve their year-end reviews with their plan sponsor clients.
December 04, 2012
To Avoid Fiscal Cliff, 401(k) Plans May Fall Off Deep EndAdvisor Brett Goldstein says possible deals to cap contributions could shutter plans, hurt low-income employees particularly and see contributions plunge up to 65%.
December 04, 2012
Year-End Tax Strategy: Pairing a Roth Conversion With a DAFA year-end tax planning strategy that may be just right for some clients facing the likelihood of increased income tax liability.