Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Top 1% of Retirement Plans Hold Huge Majority of 401(k) Assets
By Melanie WaddellOne "neednt look any further than the rise of target-date funds to see the influence of the top 1%," says Ryles of Judy Diamond Associates.
February 14, 2014
Companies Squeeze 401(k)s From Facebook to JPMorganEmployers are holding back on both the amount and the timing of 401(k) matching funds and dragging out vesting schedules.
February 13, 2014
Claiming Social Security: A Timeline for ClientsAs your clients approach retirement and begin to feel the weight of mounting decisions and deadlines, expect to encounter planning insecurity toward Social Security.
February 13, 2014
BlackRock Launches Mutual Funds for Pre-RetireesA new way for advisors and their older clients to calculate how much annual income they will need in retirement and whether they're on track.
February 12, 2014
Supreme Court Examines Company-Stock Retirement PlansFifth Third Bancorp v. Dudenhoeffer could open the door for more lawsuits aimed at companies offering their own stock in 401(k)s.
February 10, 2014
Cutting Social Security Benefits of High Earners Voted Most Popular FixIn a poll about the best ways to shore up Social Security, 79% of respondents favored cutting benefits for the top quarter of earners.
February 08, 2014
Scrutinizing Target-Date Funds in 401(k)sWhile target date funds are a superior solution to the former default investment option for 401(k) plans, they have shortcomings that investors should consider.
February 07, 2014
IRAs Make Up Nearly Half of Advisors’ BusinessThe takeaway: rollovers, and the retirement business in general, are key markets for advisors to cultivate, Cerulli says.