Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
When Stock Appreciates: Rethinking Clients’ GRAT Asset Allocations
By William H. Byrnes, Robert BloinkMany clients who established grantor retained annuity trusts (GRATs) are now experiencing sellers remorseespecially those clients who funded a GRAT with appreciating stock.
April 06, 2015
High-Deductible Health Plans Can Unlock HSA Strategy for Older ClientsHDHPs are on the rise a trend that can open the door to powerful planning techniques.
April 06, 2015
Top 10 Smartest States for Financial Literacy: 2015Residents in these locales have a head start on planning and saving, according to WalletHub.com.
April 02, 2015
Tax-Deferred Retirement Saving—Without a 401(k)The single most powerful feature of an annuity is tax deferral, according to Mitch Caplan, CEO of Jefferson National, not features like guaranteed income and riders.
April 02, 2015
IRS, Treasury Pave Way for Easier 401(k) Auto-EnrollmentThe Treasury and IRS have issued guidance intended to facilitate automatic enrollment and contribution increases in 401(k) and similar retirement savings plans.
April 02, 2015
In Retirement Planning, Knowledge Doesn’t Always Lead to ActionIn a retirement readiness index from Voya, retirees scored a little higher than workers, but both groups show room for improvement.
March 31, 2015
Bracing for the Next Wave of 401(k) LawsuitsThe 10 largest class-action settlements of ERISA claims topped $1.3 billion in 2014, almost 10 times the sum of the biggest settlements in 2013.
March 31, 2015
NAPA’s Deep Reservations About DOL’s Broker RulesNAPA says it opposes any regulation that would hamper an advisor's ability to help retiring clients shift their savings to an IRA.