Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Want to Get Serious About Saving? Automate It
By Danielle AndrusThe bulk of pre-retirees say vehicles like direct deposit in a 401(k), a mortgage or permanent life insurance boost their confidence in a secure retirement.
August 31, 2015
Fatal Retirement Portfolio Mistake: Confusing ‘Optimized’ With ‘Safe’Moving away from guaranteed income options is a mistake, Seawright says: There's nothing "safe" about 95% success rates when failure means destitution in old age.
August 31, 2015
4 Strategies for 401(k)s in a Volatile Market: BlackRockBlackRock has some tips for 401(k) savers to avoid overreacting, and possibly damaging their retirement savings, in a market crisis.
August 31, 2015
Early Social Security Claims Are Hurting RetireesThe vast majority of recent retirees are claiming Social Security benefits earlier than full retirement age, and its costing them significantly, a new study shows.
August 31, 2015
How to Get Social Security Benefits From an Ex-SpouseIn a blog post, Carrie Schwab-Pomerantz of Schwab addresses a readers question: Does my ex need to be involved to file for benefits?"
August 31, 2015
Cash Balance Plans, QLACs Gaining Thanks to New Treasury and IRS RegsNew rules are helping cash balance plans and QLACs become attractive retirement planning options.
August 31, 2015
Avoiding Pre-Retirement Rollover Traps: The Pro Rata RuleRoth conversions and 401(k)-to-IRA rollovers often do not mix, especially in the same year.
August 28, 2015
Small-Business 401(k)s Follow Large-Plan Trends: VanguardVanguard has released its small-business-focused How America Saves report, which found small 401(k) plans are mirroring trends seen at larger companies.