Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Living Benefits Riders Get Fancy, But Could Use More Flexibility
By Cary LakenbachLiving Benefits Riders Get Fancy, But Could Use More FlexibilityByIn trying to attract new life insurance sales, many companies have added various new features through ...
September 01, 2002
Some Riders Will Feel The EffectsOf The New 2001 CSO Table ByOnce the 2001 Commissioners Standard Ordinary Mortality Table is approved for use in a few states, insurance companies will ...
September 01, 2002
Moodys Sees Drop In Capital AdequacyByU.S. life insurers ended 2001 with less capital even though their official risk-based capital ratios rose.Analysts from Moodys Investors Service, New York, draw that conclusion ...
September 01, 2002
Variable Policy Riders Differs, So Analyze Them Before FilingVariable Policy Riders Differ, So Analyze Them Before FilingJudith A. HasenauerLets face it, the variable product business today is ultra competitive. Insurers constantly search for ...
September 01, 2002
Market Conduct Pilot's Cost Concerns InsurersMarket Conduct Pilots Cost Concerns InsurersByA data collection pilot project that could help regulators target market conduct exams is still raising cost-benefit concerns among insurers.Initial ...
September 01, 2002
What To Do If Clients Rebuff Inflation Riders & OptionsByIts true, inflation isnt the double-digit rough rider it used to be back in the 1980s.Now, some consumers apparently think its a phantom rider, so ...
September 01, 2002
Kinder on Childhood & MoneyYou focus a lot on how attitudes about money are formed in childhood. Why? As a rule, I don't go into childhood with my clients although...
September 01, 2002
Understanding LTC UnderwritingAs underwriting requirements toughen in the LTC insurance market, some clients may find themselves unable to get insurance. One way to help your client find...