Variable Annuities
Variable annuity news and analysis, including coverage of registered indexed linked annuity (RILA) contracts.
What Advisors Don’t Know About Variable Annuities: Market Conditions and VAs
By Mike HenkelIn part four of our series, we look at how market conditions affect variable annuities. VAs may appear, on paper, to be a win-win, but the reality is more nuanced.
April 17, 2013
What advisors don’t know about variable annuities: How GLIBs workThere is the shadow value, which is the accounts high-water mark, and the actual account value.
April 17, 2013
What advisors don’t know about variable annuities: How GLIBs workThere is the shadow value, which is the accounts high-water mark, and the actual account value.
April 16, 2013
What Advisors Don’t Know About Variable Annuities: GLIBsIn the third post of our series on variable annuities, we look at the choices policyholders need to make regarding the guaranteed lifetime income benefit.
April 09, 2013
What advisors don’t know about variable annuities: How GLWBs workRead the fine print: fees are taken in some policies on the high-water mark regardless of the actual account value.
April 08, 2013
What Advisors Don’t Know About Variable Annuities: How GLWBs WorkFees are based on the portfolios high-water mark, and the VA holder is actually making payments to himself from his own money until all those funds are exhausted.
April 04, 2013
VA mechanics: What advisors don’t know about variable annuitiesLets clear up some of the confusion about variable annuities and their income guarantees.
April 02, 2013
What Advisors Don’t Know About Variable Annuities: VA MechanicsTo understand how VAs differ and where they fit in a clients portfolio, first understand their common traits, like how a guaranteed withdrawal rate actually works.