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Life Health > Health Insurance > Health Insurance

Cancer-Survivor Judge Steps Down From Case Over Insurer's Coverage Denial

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A federal judge who survived prostate cancer has stepped down from a putative class action lawsuit over a health insurance company’s denial of coverage for a form of radiation treatment.

U.S. District Judge Robert Scola on Monday recused himself from Richard Cole v. United Healthcare Insurance Co. in the Southern District of Florida — a case in which Richard Cole, managing partner at Cole, Scott & Kissane, a prominent Miami law firm, is the named plaintiff.

United Healthcare is part of UnitedHealth Group Inc.’s UnitedHealthcare unit.

Scola wrote that his own life-saving experience with the treatment at the heart of the Cole v. United Healthcare lawsuit — proton beam radiation therapy, which UnitedHealthcare commercial health plans often decline to cover — and a friend’s six-figure medical bills for cancer care prevented him “from deciding this case fairly and impartially.”

(Related: ‘Right-to-Try’ Drug Law Offers No Miracle Cure)

Scola wrote that his friend “fortunately … had the resources to pay $150,000 for the treatment,” but that United Healthcare agreed to reimburse him “only upon threat of litigation.”

“To deny a patient this treatment, if it is available, is immoral and barbaric,” wrote Scola, who did not respond to requests for comment by press time.

Cole, the plaintiff in Cole v. United Healthcare, helps lead Florida’s largest personal injury law firm. He was diagnosed with prostate cancer in April 2018. He filed a putative class action complaint against United Healthcare April 3, after the company refused to cover proton beam radiation therapy for his cancer.

United Healthcare has said it declined coverage because the therapy is experimental and unproven.

Spokeswoman Maria Gordon Shydlo said Monday that UnitedHealthcare “bases its medical policies and coverage decisions — including for proton beam therapy — on the prevailing published clinical and scientific evidence.”

The company responded to a story by CNN in August 2018  that there is “no credible evidence that proton beam therapy is safer or more effective than the proven and covered treatments that are the standard of care for cervical cancer.”

UnitedHealthcare’s Policy Statement

UnitedHealthcare has posted a 19-page general medical policy statement about proton beam radiation therapy on the web.

UnitedHealthcare says in the medical policy statement, which has an effective date of Jan. 1, 2019, that it will cover proton beam radiation therapy without further review for patients younger than 19 years of age, but that, for older patients, it will cover proton beam therapy treatment without further review only for certain conditions, such as eye tumors and tumors in the skull.

UnitedHealthcare says it will consider requests for coverage for some other forms of cancer on a case-by-case basis, when there is documentation that sparing of the surrounding normal tissue cannot be achieved with standard radiation therapy and techniques, and the health care providers compare use of proton beam therapy with other forms of radiation therapy.

Proton beam therapy and another type of therapy, intensity-modulated radiation therapy, “are proven and considered clinically equivalent for treating prostate cancer,” according to the medical policy statement. “Medical necessity will be determined based on the terms of the member’s benefit plan.”

UnitedHealthcare contends that use of proton beam therapy is unproven and not medically necessary, due to insufficient evidence of efficacy, for other conditions, such as breast cancer, lung cancer and pancreatic cancer.

A copy of UnitedHealthcare’s medical policy statement is available here.

Cole’s Suit

Cole asserts in the Cole v. United Healthcare suit that United Healthcare has maintained a uniform policy of denying coverage for proton therapy. He says the coverage denials have cost him about $85,000 out of pocket.

He also asserts that proton beam therapy is well-accepted in the medical community because it “minimizes collateral damage to healthy tissue around the tumor.”

“The claim is for breach of fiduciary duty, and we’re alleging that United Healthcare did not act solely in the interest of [Cole],” said plaintiffs counsel Stephanie Casey, partner at Colson Hicks Eidson in Coral Gables, Florida. ”There’s nothing experimental or investigational about proton beam radiation therapy for the treatment of prostate cancer.”

‘Cancer-free’

Cole said he repeatedly challenged United Healthcare, but that the insurer denied him at every turn and at one point used an expert who was not an oncologist to justify its coverage decision.

“I don’t think they took my condition or treatment as seriously as they should have,” he said Monday.

Cole paid the medical bills himself and underwent treatment at the Miami Cancer Institute.

“I’m glad to report that I finished the treatment in about October of last year,” he said. “I have gone back twice now for additional studies, and I am cancer-free.”

The suit names as potential class members any UnitedHealthcare policyholders denied similar coverage. It aims to have the insurer reprocess all claims submitted nationwide in connection with use of proton beam radiation therapy to treat prostate cancer, and to make decisions about use of proton beam therapy on a case-by-case basis, instead of issuing blanket denials.

Cole said Monday he would donate any award from the case to the Miami Cancer Institute.

Scola is the second judge to recuse himself from the case.

U.S. District Judge Federico Moreno previously recused himself, because of his friendship with the plaintiff.

The case is now assigned to U.S. District Judge Ursula Ungaro.

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NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.