National Guardian Life Insurance Company says it has now received approval to write its EssentialLTC stand-alone long-term care insurance (LTCI) policy in another jurisdiction: Hawaii.

(Related: NGL Expands Group Long-Term Care Insurance Service Area)

The approval means that the Madison, Wisconsin-based insurer can now sell the policy in the District of Columbia and in all states but California, Montana and New York state, the company says.

LifeCare Assurance of Woodland Hills, California, administers the program and oversees sales.

National Guardian is not yet offering group rates in Hawaii, but employer groups with five or more issued employees can qualify for a 5% employer group premium discount.

— Read New Stand-Alone LTCI Player Continues to Move Forward, on ThinkAdvisor.

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