The world’s biggest life and health insurers may be putting more energy into developing new underwriting strategies for older, sicker people than for younger, healthier people.
Analysts at Reinsurance Group of America Inc., a large reinsurer, have included data supporting that conclusion in a summary of results from a new survey of major life and health insurers.
RGA posted the summary here.
One questions was about any new underwriter efforts to focus on specific market segments.
Only 14 of the insurers answered the question.
Almost all — 13 — said they are focusing on high-net-worth prospects, and nine said they’re looking for new ways to serve mass-market and mass-affluent prospects.