Massachusetts Mutual Life Insurance Company has introduced new rules for life insurance applications that it says would benefit foreign-born populations, including America’s growing Asian and Latin American residents.

MassMutual, Springfield, Mass., says it has changed life insurance eligibility rules to address the needs of America’s multicultural groups. Its new guidelines ease rules governing coverage of applicants travelling to several parts of the world, especially Latin America and Asia, the company says.

“We know that a growing number of this country’s residents come from and frequently travel back to countries in Asia and Latin America,” said Shelby Hollister, vice president and chief underwriter for MassMutual’s U.S. Insurance Group.

The updated guidelines allow coverage for individuals who travel for up to 12 weeks for vacations, family visits and business in 16 Asian and 8 Latin American countries, in addition to 20 more worldwide.

The changes accommodate individuals who come to the U.S. on certain temporary visas and decide to stay permanently, added Chris Mendoza, director of multicultural markets for the company’s U.S. Insurance Group.

“These new residents, their spouses and children often come from cultures that have strong family orientations and as a result, seek out life insurance to protect their loved ones,” Mendoza said.

MassMutual is extending its revised underwriting rules to policies with face amount of up to $7.5 million for eligible temporary visa holders.