Financial advisors are not optimistic about their clients’ prospects of enjoying a comfortable retirement.

About 90% of the advisors say 80% of the clients have too little to retire on, according to researchers at Curian Capital L.L.C., Denver.

The researchers commissioned a survey of 1,300 independent advisors.

In other survey findings:

- 69% of the advisors have not changed clients’ portfolios as a result of recent market volatility.

- 69% of the advisors are using managed accounts for clients who are preparing to retire.

- 55% of the advisors would outsource retirement income planning to a third-party asset manager.

For 42% of the participating advisors, retirement savings planning and accumulation is the top priority.

For 31% of the advisors, income planning is now the top priority.