Sunshine State Gets Limited-Benefit Program

Bill advocates say they hope insurers could over the Cover Florida plans for $150 or less per person per month.

The Florida Association of Insurance and Financial Advisors, Tallahassee, Fla., has released a statement praising Crist’s efforts to help the uninsured and noting that some health coverage is better than no coverage.

But the association “strongly urges Floridians considering this new coverage to spend time with an insurance agent to understand the limitations of these plans when compared to fully-mandated, Florida insurance plans,” FAIFA spokesman Bob Lotane says.

“Provisions of the bill that disallow dropping full insurance for the new plans were a great initiative,” Lotane says. “FAIFA will continue to work with agents who will be selling these plans to temper consumer expectations, so that they will not be surprised should they contract a serious illness that is not covered.”