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Product adds return-of-premium rider

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As people age, one of the concerns they begin to struggle with is becoming a burden to their family. They look for ways to avoid that possibility, and insurance products offer solid solutions. A new benefit offered by Lincoln Benefit Life Co. gives consumers the protection they want and the flexibility to meet their goals.

The company’s Legacy Secure UL product now includes a free liquidity guarantee rider, which guarantees policyholders can receive up to 100 percent (in some cases) of their premium dollars back if they surrender the policy anytime after the surrender charge period. In addition, Lincoln Benefit Life uses age last birthday when calculating premiums, and consumers can choose the guarantee period and premium that suits their needs.