Experts at LIMRA International and the Society of Actuaries have published a report on trends in how likely individual life policyholders are to keep their policies.

Researchers at LIMRA, Windsor, Conn., and the SOA, Schaumburg, Ill., based the study on 2003 and 2004 experience data from 43 carriers.

The groups published an earlier study on the topic in 2001.

The new study includes new information about the lapse rates that occur after level-premium terms end, according to LIMRA and the SOA.