A pharmacy benefit manager affiliated with a large managed care company is trying to use new plan drug plan options to reduce overall medical claims costs.
The unit, CIGNA Pharmacy Management, Bloomfield, Conn., a unit of CIGNA Corp., Philadelphia, has introduced one option that will give self-insured employers using its Choice Fund personal health accounts the ability to waive the plan deductible for plan members who need drugs to manage diabetes, heart problems or chronic obstructive pulmonary disease. Employers can use the deductible waiver to encourage those employees to participate in disease management programs, according to CIGNA.
CIGNA also is offering an option that will let both insured and self-insured employers waive the plan deductible for more than 700 standard preventive prescription drugs. Employers also could buy additional coverage for medications used to treat obesity, tobacco addiction and nutritional deficiencies, the company says.