12 Least Affordable U.S. Cities for Housing

Slideshow September 29, 2025 at 05:29 PM
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Financial advisors like to use the rule of thumb that housing payments should not exceed 28% of a client’s gross income, SmartAsset noted in a recent report. In 2024, housing payments accounted for an estimated 20.98% of Americans’ median household income, according to the most recent Census Bureau data.