Young people who visit financial education websites may be feeling more cautious about their finances these days.

Researchers at the Northwestern Mutual Foundation, an affiliate of Northwestern Mutual Life Insurance Company, Milwaukee, have published data supporting that conclusion in a summary of results from a poll of about 2,400 Web users who visited http://www.themint.org earlier this year.

Site managers asked visitors about the first thing they would do if money got tight.

About 66% of the survey participants ages 17 and younger said they would either spend a little less or stop spending money on unnecessary items altogether, Northwestern Mutual says.

About 29% of the participants said they would prefer to “earn more” by getting another job or working more hours instead of “spending less” or “donating less.”

Only 15% of the participants ages 18 to 29 said their first choice would be to work more, and just 3% of the participants ages 30 to 59 gave that response.