Changes to a revised long term care model cleared a hurdle here, with regulators agreeing to language aimed at balancing uniformity of producer requirements with continuing education requirements for those selling long term care insurance.

During the fall meeting of the National Association of Insurance Commissioners, the Long-Term Care Working Group advanced a long term care model act and model regulation and an accompanying long term care bulletin to its parent “B” Committee for consideration.

Work on updating the LTC model has been underway for roughly two years. Adoption by the working group was delayed while regulators examined the producer education component of the model to make sure that it was in keeping with work done on reciprocity of producer licensing requirements. But some who had been involved with developing education requirements in the model wanted to make sure that the agreed-upon work was kept in the model.

Regulators under the direction of Kansas Insurance Commissioner Sandy Praeger, chair of the working group, did not change Section 9 of the model act, retaining 8 hours of required training with an additional 4 hours of training required every 2 years. It also left in place wording in section 9D that “the satisfaction of these training requirements in any state shall be deemed to satisfy the training requirements in this state.”

Technical changes made before adoption by the working group reflected the need to recognize Medicaid requirements in the states.