The country’s best savers are in San Jose, Calif., although people in the Northeast generally doing a better job of saving than do Americans elsewhere, a broker dealer’s study concludes.[@@]

The study of consumer and economic data by A.G. Edwards & Sons Inc., St. Louis, resulted in what the company calls a Nest Egg Index of the 200 top-saving urban areas and 50 states.

Edwards ranked communities on residents’ personal saving and investing patterns, first mortgages and debt, based on data compiled by Claritas Inc., San Diego, a marketing information firm, and the Council for Community and Economic Research, Arlington, Va.

After San Jose, the top-ranked communities were:

?Nassau-Suffolk counties, N.Y.;

?Middlesex-Somerset-Hunterdon counties, N.J.;

?San Francisco;

?Bergen-Passaic counties, N.J.

?Minneapolis-St. Paul, Minn.

?Monmouth-Ocean counties, N.J.

?Barnstable-Yarmouth, Mass.

?Ann Arbor, Mich.

?Rochester, N.Y.

The top Nest Egg states, according to Edwards, were New Jersey, Connecticut, Minnesota, New Hampshire, Massachusetts, Maryland, Delaware, Michigan, Wisconsin and Colorado.

The lowest ranked states were Kentucky, Tennessee, Texas, New Mexico, West Virginia, Alabama, Oklahoma, Arkansas, Louisiana and Mississippi.