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A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
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Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
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A deep dive into how advisors can best serve the evolving needs of their wealthiest clients
Tax Facts
Anticipate your clients' tax questions on Social Security, annuities and a range of investment products
Popular Financial Topics
Go deeper on emerging topics, as well as key firms and thought leaders
May 03, 2002 at 08:00 PM
NU Online News Service, May 3, 1:16 p.m. – The California HealthCare Foundation, Oakland, Calif., says higher health coverage prices are starting to have a noticeable effect on the health benefits packages offered by California’s small employers.
Employers are increasing co-payments and deductibles, and they are also adding more “multi-tier” provider programs. The multi-tier programs offer richer benefits to plan members who see what the carriers hope will be lower cost doctors and hospitals.
Contracts are often written in such a way that purchasers have no idea how much the carriers will really end up paying, the California foundation says.
Meanwhile, in the individual market, carriers are imposing maternity co-payments of as much as $1,000; cutting the amounts paid for well-baby care; and raising annual out-of-pocket maximums for in-network providers to as much as $4,000 for a single person, the California foundation says.
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