“The whole notion of retirement does us all a disservice,” says Daniel Wishnatsky, a planner who owns Special Kids Financial in Phoenix. “Horses are retired. Most folks [don't need to be] put out to pasture until the Fourth Age, when health compromises our activities.” Until then, if one spouse is able to retire and the other isn’t, he suggests that the would-be retiree is likely to “remain a card-carrying member of the Second Age and continue as an active and contributing member of society.”
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