Penetration of group health insurance seems to be holding steady, and the likelihood that workers will take up health coverage may be increasing.
Researchers at the federal Bureau of Labor Statistics have published preliminary benefits access, participation rate and take-up rate data in a summary of results from the latest private industry employee benefits survey, which was conducted in March.
The percentage of private industry employees with access to employer-sponsored health insurance plateaued at 71%, while the “take-up rate,” or percentage of private industry employees who actually chose to take up the coverage offered, increased to 75%, up from 73% in 2007 and up from 74% in 2006, the BLS researchers report.