Appendix C2 Applicable Mortality Table For Distribution

<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> ADJUSTED PAYOUT RATE<br /> <br /> <br /> <br /> <br /> YEARS<br /> <br /> <br /> 0.4%<br /> <br /> <br /> 0.6%<br /> <br /> <br /> 0.8%<br /> <br /> <br /> 1.0%<br /> <br /> <br /> 1.2%<br /> <br /> <br /> 1.4%<br /> <br /> <br /> 1.6%<br /> <br /> <br /> 1.8%<br /> <br /> <br /> 2.0%<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> .996000<br /> <br /> <br /> .994000<br /> <br /> <br /> .992000<br /> <br /> <br /> .990000<br /> <br /> <br /> .988000<br /> <br /> <br /> .986000<br /> <br /> <br /> .984000<br /> <br /> <br /> .982000<br /> <br /> <br /> .980000<br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> .992016<br /> <br /> <br /> .988036<br /> <br /> <br /> .984064<br /> <br /> <br /> .980100<br /> <br /> <br /> .976144<br /> <br /> <br /> .972196<br /> <br /> <br /> .968256<br /> <br /> <br /> .964324<br /> <br /> <br /> .960400<br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> .988048<br /> <br /> <br /> .982108<br /> <br /> <br /> .976191<br /> <br /> <br /> .970299<br /> <br /> <br /> .964430<br /> <br /> <br /> .958585<br /> <br /> <br /> .952764<br /> <br /> <br /> .946966<br /> <br /> <br /> .941192<br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> .984096<br /> <br /> <br /> .976215<br /> <br /> <br /> .968382<br /> <br /> <br /> .960596<br /> <br /> <br /> .952857<br /> <br /> <br /> .945165<br /> <br /> <br /> .937520<br /> <br /> <br /> .929921<br /> <br /> <br /> .922368<br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> .980159<br /> <br /> <br /> .970358<br /> <br /> <br /> .960635<br /> <br /> <br /> .950990<br /> <br /> <br /> .941423<br /> <br /> <br /> .931933<br /> <br /> <br /> .922519<br /> <br /> <br /> .913182<br /> <br /> <br /> .903921<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> .976239<br /> <br /> <br /> .964536<br /> <br /> <br /> .952950<br /> <br /> <br /> .941480<br /> <br /> <br /> .930126<br /> <br /> <br /> .918886<br /> <br /> <br /> .907759<br /> <br /> <br /> .896745<br /> <br /> <br /> .885842<br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> .972334<br /> <br /> <br /> .958748<br /> <br /> <br /> .945326<br /> <br /> <br /> .932065<br /> <br /> <br /> .918964<br /> <br /> <br /> .906021<br /> <br /> <br /> .893235<br /> <br /> <br /> .880604<br /> <br /> <br /> .868126<br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> .968444<br /> <br /> <br /> .952996<br /> <br /> <br /> .937764<br /> <br /> <br /> .922745<br /> <br /> <br /> .907937<br /> <br /> <br /> .893337<br /> <br /> <br /> .878943<br /> <br /> <br /> .864753<br /> <br /> <br /> .850763<br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> .964571<br /> <br /> <br /> .947278<br /> <br /> <br /> .930262<br /> <br /> <br /> .913517<br /> <br /> <br /> .897041<br /> <br /> <br /> .880830<br /> <br /> <br /> .864880<br /> <br /> <br /> .849187<br /> <br /> <br /> .833748<br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> .960712<br /> <br /> <br /> .941594<br /> <br /> <br /> .922819<br /> <br /> <br /> .904382<br /> <br /> <br /> .886277<br /> <br /> <br /> .868499<br /> <br /> <br /> .851042<br /> <br /> <br /> .833902<br /> <br /> <br /> .817073<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> .956870<br /> <br /> <br /> .935945<br /> <br /> <br /> .915437<br /> <br /> <br /> .895338<br /> <br /> <br /> .875642<br /> <br /> <br /> .856340<br /> <br /> <br /> .837425<br /> <br /> <br /> .818892<br /> <br /> <br /> .800731<br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .953042<br /> <br /> <br /> .930329<br /> <br /> <br /> .908113<br /> <br /> <br /> .886385<br /> <br /> <br /> .865134<br /> <br /> <br /> .844351<br /> <br /> <br /> .824026<br /> <br /> <br /> .804151<br /> <br /> <br /> .784717<br /> <br /> <br /> <br /> <br /> 13<br /> <br /> <br /> .949230<br /> <br /> <br /> .924747<br /> <br /> <br /> .900848<br /> <br /> <br /> .877521<br /> <br /> <br /> .854752<br /> <br /> <br /> .832530<br /> <br /> <br /> .810842<br /> <br /> <br /> .789677<br /> <br /> <br /> .769022<br /> <br /> <br /> <br /> <br /> 14<br /> <br /> <br /> .945433<br /> <br /> <br /> .919199<br /> <br /> <br /> .893642<br /> <br /> <br /> .868746<br /> <br /> <br /> .844495<br /> <br /> <br /> .820875<br /> <br /> <br /> .797869<br /> <br /> <br /> .775463<br /> <br /> <br /> .753642<br /> <br /> <br /> <br /> <br /> 15<br /> <br /> <br /> .941651<br /> <br /> <br /> .913683<br /> <br /> <br /> .886493<br /> <br /> <br /> .860058<br /> <br /> <br /> .834361<br /> <br /> <br /> .809382<br /> <br /> <br /> .785103<br /> <br /> <br /> .761504<br /> <br /> <br /> .738569<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 16<br /> <br /> <br /> .937885<br /> <br /> <br /> .908201<br /> <br /> <br /> .879401<br /> <br /> <br /> .851458<br /> <br /> <br /> .824349<br /> <br /> <br /> .798051<br /> <br /> <br /> .772541<br /> <br /> <br /> .747797<br /> <br /> <br /> .723798<br /> <br /> <br /> <br /> <br /> 17<br /> <br /> <br /> .934133<br /> <br /> <br /> .902752<br /> <br /> <br /> .872365<br /> <br /> <br /> .842943<br /> <br /> <br /> .814457<br /> <br /> <br /> .786878<br /> <br /> <br /> .760180<br /> <br /> <br /> .734337<br /> <br /> <br /> .709322<br /> <br /> <br /> <br /> <br /> 18<br /> <br /> <br /> .930397<br /> <br /> <br /> .897336<br /> <br /> <br /> .865386<br /> <br /> <br /> .834514<br /> <br /> <br /> .804683<br /> <br /> <br /> .775862<br /> <br /> <br /> .748018<br /> <br /> <br /> .721119<br /> <br /> <br /> .695135<br /> <br /> <br /> <br /> <br /> 19<br /> <br /> <br /> .926675<br /> <br /> <br /> .891952<br /> <br /> <br /> .858463<br /> <br /> <br /> .826169<br /> <br /> <br /> .795027<br /> <br /> <br /> .765000<br /> <br /> <br /> .736049<br /> <br /> <br /> .708139<br /> <br /> <br /> .681233<br /> <br /> <br /> <br /> <br /> 20<br /> <br /> <br /> .922968<br /> <br /> <br /> .886600<br /> <br /> <br /> .851596<br /> <br /> <br /> .817907<br /> <br /> <br /> .785487<br /> <br /> <br /> .754290<br /> <br /> <br /> .724272<br /> <br /> <br /> .695392<br /> <br /> <br /> .667608<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> ADJUSTED PAYOUT RATE<br /> <br /> <br /> <br /> <br /> YEARS<br /> <br /> <br /> 2.2%<br /> <br /> <br /> 2.4%<br /> <br /> <br /> 2.6%<br /> <br /> <br /> 2.8%<br /> <br /> <br /> 3.0%<br /> <br /> <br /> 3.2%<br /> <br /> <br /> 3.4%<br /> <br /> <br /> 3.6%<br /> <br /> <br /> 3.8%<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> .978000<br /> <br /> <br /> .976000<br /> <br /> <br /> .974000<br /> <br /> <br /> .972000<br /> <br /> <br /> .970000<br /> <br /> <br /> .968000<br /> <br /> <br /> .966000<br /> <br /> <br /> .964000<br /> <br /> <br /> .962000<br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> .956484<br /> <br /> <br /> .952576<br /> <br /> <br /> .948676<br /> <br /> <br /> .944784<br /> <br /> <br /> .940900<br /> <br /> <br /> .937024<br /> <br /> <br /> .933156<br /> <br /> <br /> .929296<br /> <br /> <br /> .925444<br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> .935441<br /> <br /> <br /> .929714<br /> <br /> <br /> .924010<br /> <br /> <br /> .918330<br /> <br /> <br /> .912673<br /> <br /> <br /> .907039<br /> <br /> <br /> .901429<br /> <br /> <br /> .895841<br /> <br /> <br /> .890277<br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> .914862<br /> <br /> <br /> .907401<br /> <br /> <br /> .899986<br /> <br /> <br /> .892617<br /> <br /> <br /> .885293<br /> <br /> <br /> .878014<br /> <br /> <br /> .870780<br /> <br /> <br /> .863591<br /> <br /> <br /> .856447<br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> .894735<br /> <br /> <br /> .885623<br /> <br /> <br /> .876587<br /> <br /> <br /> .867624<br /> <br /> <br /> .858734<br /> <br /> <br /> .849918<br /> <br /> <br /> .841174<br /> <br /> <br /> .832502<br /> <br /> <br /> .823902<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> .875051<br /> <br /> <br /> .864368<br /> <br /> <br /> .853795<br /> <br /> <br /> .843330<br /> <br /> <br /> .832972<br /> <br /> <br /> .822720<br /> <br /> <br /> .812574<br /> <br /> <br /> .802532<br /> <br /> <br /> .792593<br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> .855799<br /> <br /> <br /> .843624<br /> <br /> <br /> .831597<br /> <br /> <br /> .819717<br /> <br /> <br /> .807983<br /> <br /> <br /> .796393<br /> <br /> <br /> .784946<br /> <br /> <br /> .773641<br /> <br /> <br /> .762475<br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> .836972<br /> <br /> <br /> .823377<br /> <br /> <br /> .809975<br /> <br /> <br /> .796765<br /> <br /> <br /> .783743<br /> <br /> <br /> .770909<br /> <br /> <br /> .758258<br /> <br /> <br /> .745790<br /> <br /> <br /> .733501<br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> .818558<br /> <br /> <br /> .803616<br /> <br /> <br /> .788916<br /> <br /> <br /> .774455<br /> <br /> <br /> .760231<br /> <br /> <br /> .746239<br /> <br /> <br /> .732477<br /> <br /> <br /> .718941<br /> <br /> <br /> .705628<br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> .800550<br /> <br /> <br /> .784329<br /> <br /> <br /> .768404<br /> <br /> <br /> .752771<br /> <br /> <br /> .737424<br /> <br /> <br /> .722360<br /> <br /> <br /> .707573<br /> <br /> <br /> .693059<br /> <br /> <br /> .678814<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> .782938<br /> <br /> <br /> .765505<br /> <br /> <br /> .748425<br /> <br /> <br /> .731693<br /> <br /> <br /> .715301<br /> <br /> <br /> .699244<br /> <br /> <br /> .683516<br /> <br /> <br /> .668109<br /> <br /> <br /> .653019<br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .765713<br /> <br /> <br /> .747133<br /> <br /> <br /> .728966<br /> <br /> <br /> .711206<br /> <br /> <br /> .693842<br /> <br /> <br /> .676868<br /> <br /> <br /> .660276<br /> <br /> <br /> .644057<br /> <br /> <br /> .628204<br /> <br /> <br /> <br /> <br /> 13<br /> <br /> <br /> .748868<br /> <br /> <br /> .729202<br /> <br /> <br /> .710013<br /> <br /> <br /> .691292<br /> <br /> <br /> .673027<br /> <br /> <br /> .655209<br /> <br /> <br /> .637827<br /> <br /> <br /> .620871<br /> <br /> <br /> .604332<br /> <br /> <br /> <br /> <br /> 14<br /> <br /> <br /> .732393<br /> <br /> <br /> .711701<br /> <br /> <br /> .691553<br /> <br /> <br /> .671936<br /> <br /> <br /> .652836<br /> <br /> <br /> .634242<br /> <br /> <br /> .616141<br /> <br /> <br /> .598520<br /> <br /> <br /> .581368<br /> <br /> <br /> <br /> <br /> 15<br /> <br /> <br /> .716280<br /> <br /> <br /> .694620<br /> <br /> <br /> .673573<br /> <br /> <br /> .653121<br /> <br /> <br /> .633251<br /> <br /> <br /> .613946<br /> <br /> <br /> .595192<br /> <br /> <br /> .576973<br /> <br /> <br /> .559276<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 16<br /> <br /> <br /> .700522<br /> <br /> <br /> .677949<br /> <br /> <br /> .656060<br /> <br /> <br /> .634834<br /> <br /> <br /> .614254<br /> <br /> <br /> .594300<br /> <br /> <br /> .574955<br /> <br /> <br /> .556202<br /> <br /> <br /> .538023<br /> <br /> <br /> <br /> <br /> 17<br /> <br /> <br /> .685110<br /> <br /> <br /> .661678<br /> <br /> <br /> .639002<br /> <br /> <br /> .617059<br /> <br /> <br /> .595826<br /> <br /> <br /> .575282<br /> <br /> <br /> .555407<br /> <br /> <br /> .536179<br /> <br /> <br /> .517579<br /> <br /> <br /> <br /> <br /> 18<br /> <br /> <br /> .670038<br /> <br /> <br /> .645798<br /> <br /> <br /> .622388<br /> <br /> <br /> .599781<br /> <br /> <br /> .577951<br /> <br /> <br /> .556873<br /> <br /> <br /> .536523<br /> <br /> <br /> .516876<br /> <br /> <br /> .497911<br /> <br /> <br /> <br /> <br /> 19<br /> <br /> <br /> .655297<br /> <br /> <br /> .630299<br /> <br /> <br /> .606206<br /> <br /> <br /> .582987<br /> <br /> <br /> .560613<br /> <br /> <br /> .539053<br /> <br /> <br /> .518281<br /> <br /> <br /> .498269<br /> <br /> <br /> .478990<br /> <br /> <br /> <br /> <br /> 20<br /> <br /> <br /> .640881<br /> <br /> <br /> .615172<br /> <br /> <br /> .590445<br /> <br /> <br /> .566664<br /> <br /> <br /> .543794<br /> <br /> <br /> .521804<br /> <br /> <br /> .500660<br /> <br /> <br /> .480331<br /> <br /> <br /> .460788<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />

<br /> <br /> <br /> <br /> <br /> ADJUSTED PAYOUT RATE<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> YEARS<br /> <br /> <br /> 4.0%<br /> <br /> <br /> 4.2%<br /> <br /> <br /> 4.4%<br /> <br /> <br /> 4.6%<br /> <br /> <br /> 4.8%<br /> <br /> <br /> 5.0%<br /> <br /> <br /> 5.2%<br /> <br /> <br /> 5.4%<br /> <br /> <br /> 5.6%<br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> .960000<br /> <br /> <br /> .958000<br /> <br /> <br /> .956000<br /> <br /> <br /> .954000<br /> <br /> <br /> .952000<br /> <br /> <br /> .950000<br /> <br /> <br /> .948000<br /> <br /> <br /> .946000<br /> <br /> <br /> .944000<br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> .921600<br /> <br /> <br /> .917764<br /> <br /> <br /> .913936<br /> <br /> <br /> .910116<br /> <br /> <br /> .906304<br /> <br /> <br /> .902500<br /> <br /> <br /> .898704<br /> <br /> <br /> .894916<br /> <br /> <br /> .891136<br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> .884736<br /> <br /> <br /> .879218<br /> <br /> <br /> .873723<br /> <br /> <br /> .868251<br /> <br /> <br /> .862801<br /> <br /> <br /> .857375<br /> <br /> <br /> .851971<br /> <br /> <br /> .846591<br /> <br /> <br /> .841232<br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> .849347<br /> <br /> <br /> .842291<br /> <br /> <br /> .835279<br /> <br /> <br /> .828311<br /> <br /> <br /> .821387<br /> <br /> <br /> .814506<br /> <br /> <br /> .807669<br /> <br /> <br /> .800875<br /> <br /> <br /> .794123<br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> .815373<br /> <br /> <br /> .806915<br /> <br /> <br /> .798527<br /> <br /> <br /> .790209<br /> <br /> <br /> .781960<br /> <br /> <br /> .773781<br /> <br /> <br /> .765670<br /> <br /> <br /> .757627<br /> <br /> <br /> .749652<br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> .782758<br /> <br /> <br /> .773024<br /> <br /> <br /> .763392<br /> <br /> <br /> .753859<br /> <br /> <br /> .744426<br /> <br /> <br /> .735092<br /> <br /> <br /> .725855<br /> <br /> <br /> .716716<br /> <br /> <br /> .707672<br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> .751447<br /> <br /> <br /> .740557<br /> <br /> <br /> .729802<br /> <br /> <br /> .719182<br /> <br /> <br /> .708694<br /> <br /> <br /> .698337<br /> <br /> <br /> .688111<br /> <br /> <br /> .678013<br /> <br /> <br /> .668042<br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> .721390<br /> <br /> <br /> .709454<br /> <br /> <br /> .697691<br /> <br /> <br /> .686099<br /> <br /> <br /> .674677<br /> <br /> <br /> .663420<br /> <br /> <br /> .652329<br /> <br /> <br /> .641400<br /> <br /> <br /> .630632<br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> .692534<br /> <br /> <br /> .679657<br /> <br /> <br /> .666993<br /> <br /> <br /> .654539<br /> <br /> <br /> .642292<br /> <br /> <br /> .630249<br /> <br /> <br /> .618408<br /> <br /> <br /> .606765<br /> <br /> <br /> .595317<br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> .664833<br /> <br /> <br /> .651111<br /> <br /> <br /> .637645<br /> <br /> <br /> .624430<br /> <br /> <br /> .611462<br /> <br /> <br /> .598737<br /> <br /> <br /> .586251<br /> <br /> <br /> .573999<br /> <br /> <br /> .561979<br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> .638239<br /> <br /> <br /> .623764<br /> <br /> <br /> .609589<br /> <br /> <br /> .595706<br /> <br /> <br /> .582112<br /> <br /> <br /> .568800<br /> <br /> <br /> .555766<br /> <br /> <br /> .543003<br /> <br /> <br /> .530508<br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .612710<br /> <br /> <br /> .597566<br /> <br /> <br /> .582767<br /> <br /> <br /> .568304<br /> <br /> <br /> .554170<br /> <br /> <br /> .540360<br /> <br /> <br /> .526866<br /> <br /> <br /> .513681<br /> <br /> <br /> .500800<br /> <br /> <br /> <br /> <br /> 13<br /> <br /> <br /> .588201<br /> <br /> <br /> .572469<br /> <br /> <br /> .557125<br /> <br /> <br /> .542162<br /> <br /> <br /> .527570<br /> <br /> <br /> .513342<br /> <br /> <br /> .499469<br /> <br /> <br /> .485942<br /> <br /> <br /> .472755<br /> <br /> <br /> <br /> <br /> 14<br /> <br /> <br /> .564673<br /> <br /> <br /> .548425<br /> <br /> <br /> .532611<br /> <br /> <br /> .517222<br /> <br /> <br /> .502247<br /> <br /> <br /> .487675<br /> <br /> <br /> .473496<br /> <br /> <br /> .459701<br /> <br /> <br /> .446280<br /> <br /> <br /> <br /> <br /> 15<br /> <br /> <br /> .542086<br /> <br /> <br /> .525391<br /> <br /> <br /> .509177<br /> <br /> <br /> .493430<br /> <br /> <br /> .478139<br /> <br /> <br /> .463291<br /> <br /> <br /> .448875<br /> <br /> <br /> .434878<br /> <br /> <br /> .421289<br /> <br /> <br /> <br /> <br /> 16<br /> <br /> <br /> .520403<br /> <br /> <br /> .503325<br /> <br /> <br /> .486773<br /> <br /> <br /> .470732<br /> <br /> <br /> .455188<br /> <br /> <br /> .440127<br /> <br /> <br /> .425533<br /> <br /> <br /> .411394<br /> <br /> <br /> .397697<br /> <br /> <br /> <br /> <br /> 17<br /> <br /> <br /> .499587<br /> <br /> <br /> .482185<br /> <br /> <br /> .465355<br /> <br /> <br /> .449079<br /> <br /> <br /> .433339<br /> <br /> <br /> .418120<br /> <br /> <br /> .403405<br /> <br /> <br /> .389179<br /> <br /> <br /> .375426<br /> <br /> <br /> <br /> <br /> 18<br /> <br /> <br /> .479603<br /> <br /> <br /> .461933<br /> <br /> <br /> .444879<br /> <br /> <br /> .428421<br /> <br /> <br /> .412539<br /> <br /> <br /> .397214<br /> <br /> <br /> .382428<br /> <br /> <br /> .368163<br /> <br /> <br /> .354402<br /> <br /> <br /> <br /> <br /> 19<br /> <br /> <br /> .460419<br /> <br /> <br /> .442532<br /> <br /> <br /> .425304<br /> <br /> <br /> .408714<br /> <br /> <br /> .392737<br /> <br /> <br /> .377354<br /> <br /> <br /> .362542<br /> <br /> <br /> .348282<br /> <br /> <br /> .334555<br /> <br /> <br /> <br /> <br /> 20<br /> <br /> <br /> .442002<br /> <br /> <br /> .423946<br /> <br /> <br /> .406591<br /> <br /> <br /> .389913<br /> <br /> <br /> .373886<br /> <br /> <br /> .358486<br /> <br /> <br /> .343690<br /> <br /> <br /> .329475<br /> <br /> <br /> .315820<br /> <br /> <br /> <br /> <br />  <br /> <br /> <br /> <br /> <br /> ADJUSTED PAYOUT RATE<br /> <br /> <br /> <br /> <br /> YEARS<br /> <br /> <br /> 5.8%<br /> <br /> <br /> 6.0%<br /> <br /> <br /> 6.2%<br /> <br /> <br /> 6.4%<br /> <br /> <br /> 6.6%<br /> <br /> <br /> 6.8%<br /> <br /> <br /> 7.0%<br /> <br /> <br /> 7.2%<br /> <br /> <br /> 7.4%<br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> .942000<br /> <br /> <br /> .940000<br /> <br /> <br /> .938000<br /> <br /> <br /> .936000<br /> <br /> <br /> .934000<br /> <br /> <br /> .932000<br /> <br /> <br /> .930000<br /> <br /> <br /> .928000<br /> <br /> <br /> .926000<br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> .887364<br /> <br /> <br /> .883600<br /> <br /> <br /> .879844<br /> <br /> <br /> .876096<br /> <br /> <br /> .872356<br /> <br /> <br /> .868624<br /> <br /> <br /> .864900<br /> <br /> <br /> .861184<br /> <br /> <br /> .857476<br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> .835897<br /> <br /> <br /> .830584<br /> <br /> <br /> .825294<br /> <br /> <br /> .820026<br /> <br /> <br /> .814781<br /> <br /> <br /> .809558<br /> <br /> <br /> .804357<br /> <br /> <br /> .799179<br /> <br /> <br /> .794023<br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> .787415<br /> <br /> <br /> .780749<br /> <br /> <br /> .774125<br /> <br /> <br /> .767544<br /> <br /> <br /> .761005<br /> <br /> <br /> .754508<br /> <br /> <br /> .748052<br /> <br /> <br /> .741638<br /> <br /> <br /> .735265<br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> .741745<br /> <br /> <br /> .733904<br /> <br /> <br /> .726130<br /> <br /> <br /> .718421<br /> <br /> <br /> .710779<br /> <br /> <br /> .703201<br /> <br /> <br /> .695688<br /> <br /> <br /> .688240<br /> <br /> <br /> .680855<br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> .698724<br /> <br /> <br /> .689870<br /> <br /> <br /> .681110<br /> <br /> <br /> .672442<br /> <br /> <br /> .663867<br /> <br /> <br /> .655383<br /> <br /> <br /> .646990<br /> <br /> <br /> .638687<br /> <br /> <br /> .630472<br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> .658198<br /> <br /> <br /> .648478<br /> <br /> <br /> .638881<br /> <br /> <br /> .629406<br /> <br /> <br /> .620052<br /> <br /> <br /> .610817<br /> <br /> <br /> .601701<br /> <br /> <br /> .592701<br /> <br /> <br /> .583817<br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> .620022<br /> <br /> <br /> .609569<br /> <br /> <br /> .599270<br /> <br /> <br /> .589124<br /> <br /> <br /> .579129<br /> <br /> <br /> .569282<br /> <br /> <br /> .559582<br /> <br /> <br /> .550027<br /> <br /> <br /> .540615<br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> .584061<br /> <br /> <br /> .572995<br /> <br /> <br /> .562115<br /> <br /> <br /> .551420<br /> <br /> <br /> .540906<br /> <br /> <br /> .530571<br /> <br /> <br /> .520411<br /> <br /> <br /> .510425<br /> <br /> <br /> .500609<br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> .550185<br /> <br /> <br /> .538615<br /> <br /> <br /> .527264<br /> <br /> <br /> .516129<br /> <br /> <br /> .505206<br /> <br /> <br /> .494492<br /> <br /> <br /> .483982<br /> <br /> <br /> .473674<br /> <br /> <br /> .463564<br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> .518275<br /> <br /> <br /> .506298<br /> <br /> <br /> .494574<br /> <br /> <br /> .483097<br /> <br /> <br /> .471863<br /> <br /> <br /> .460866<br /> <br /> <br /> .450104<br /> <br /> <br /> .439570<br /> <br /> <br /> .429260<br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .488215<br /> <br /> <br /> .475920<br /> <br /> <br /> .463910<br /> <br /> <br /> .452179<br /> <br /> <br /> .440720<br /> <br /> <br /> .429527<br /> <br /> <br /> .418596<br /> <br /> <br /> .407921<br /> <br /> <br /> .397495<br /> <br /> <br /> <br /> <br /> 13<br /> <br /> <br /> .459898<br /> <br /> <br /> .447365<br /> <br /> <br /> .435148<br /> <br /> <br /> .423239<br /> <br /> <br /> .411632<br /> <br /> <br /> .400320<br /> <br /> <br /> .389295<br /> <br /> <br /> .378550<br /> <br /> <br /> .368081<br /> <br /> <br /> <br /> <br /> 14<br /> <br /> <br /> .433224<br /> <br /> <br /> .420523<br /> <br /> <br /> .408169<br /> <br /> <br /> .396152<br /> <br /> <br /> .384465<br /> <br /> <br /> .373098<br /> <br /> <br /> .362044<br /> <br /> <br /> .351295<br /> <br /> <br /> .340843<br /> <br /> <br /> <br /> <br /> 15<br /> <br /> <br /> .408097<br /> <br /> <br /> .395292<br /> <br /> <br /> .382862<br /> <br /> <br /> .370798<br /> <br /> <br /> .359090<br /> <br /> <br /> .347727<br /> <br /> <br /> .336701<br /> <br /> <br /> .326002<br /> <br /> <br /> .315620<br /> <br /> <br /> <br /> <br /> 16<br /> <br /> <br /> .384427<br /> <br /> <br /> .371574<br /> <br /> <br /> .359125<br /> <br /> <br /> .347067<br /> <br /> <br /> .335390<br /> <br /> <br /> .324082<br /> <br /> <br /> .313132<br /> <br /> <br /> .302529<br /> <br /> <br /> .292264<br /> <br /> <br /> <br /> <br /> 17<br /> <br /> <br /> .362131<br /> <br /> <br /> .349280<br /> <br /> <br /> .336859<br /> <br /> <br /> .324855<br /> <br /> <br /> .313254<br /> <br /> <br /> .302044<br /> <br /> <br /> .291213<br /> <br /> <br /> .280747<br /> <br /> <br /> .270637<br /> <br /> <br /> <br /> <br /> 18<br /> <br /> <br /> .341127<br /> <br /> <br /> .328323<br /> <br /> <br /> .315974<br /> <br /> <br /> .304064<br /> <br /> <br /> .292579<br /> <br /> <br /> .281505<br /> <br /> <br /> .270828<br /> <br /> <br /> .260534<br /> <br /> <br /> .250610<br /> <br /> <br /> <br /> <br /> 19<br /> <br /> <br /> .321342<br /> <br /> <br /> .308624<br /> <br /> <br /> .296383<br /> <br /> <br /> .284604<br /> <br /> <br /> .273269<br /> <br /> <br /> .262363<br /> <br /> <br /> .251870<br /> <br /> <br /> .241775<br /> <br /> <br /> .232065<br /> <br /> <br /> <br /> <br /> 20<br /> <br /> <br /> .302704<br /> <br /> <br /> .290106<br /> <br /> <br /> .278008<br /> <br /> <br /> .266389<br /> <br /> <br /> .255233<br /> <br /> <br /> .244522<br /> <br /> <br /> .234239<br /> <br /> <br /> .224367<br /> <br /> <br /> .214892<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />

<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> Number of Months<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> That Valuation Date<br /> <br /> <br /> <br /> Factors For Payout<br /> <br /> <br /> <br /> <br /> <br /> <br /> Precedes First Payout<br /> <br /> <br /> <br /> At The End Of Each<br /> <br /> <br /> <br /> <br /> <br /> ________<br /> <br /> <br /> ___________________<br /> <br /> <br /> ______________________________________________<br /> <br /> <br /> <br /> <br /> Interest<br /> <br /> <br /> At<br /> <br /> <br /> But <br /> <br /> <br /> Annual<br /> <br /> <br /> Semiannual<br /> <br /> <br /> Quarterly<br /> <br /> <br /> Monthly<br /> <br /> <br /> <br /> <br /> Rate<br /> <br /> <br /> Least<br /> <br /> <br /> Less Than<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> <br /> <br /> 1.0%<br /> <br /> <br /> ..<br /> <br /> <br /> 1<br /> <br /> <br /> 1.000000<br /> <br /> <br /> .997519<br /> <br /> <br /> .996279<br /> <br /> <br /> .995454<br /> <br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> 2<br /> <br /> <br /> .999171<br /> <br /> <br /> .996692<br /> <br /> <br /> .995454<br /> <br /> <br /> .994629<br /> <br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> 3<br /> <br /> <br /> .998343<br /> <br /> <br /> .995866<br /> <br /> <br /> .994629<br /> <br /> <br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> 4<br /> <br /> <br /> .997515<br /> <br /> <br /> .995040<br /> <br /> <br /> .993804<br /> <br /> <br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> 5<br /> <br /> <br /> .996689<br /> <br /> <br /> .994215<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> 6<br /> <br /> <br /> .995863<br /> <br /> <br /> .993391<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> 7<br /> <br /> <br /> .995037<br /> <br /> <br /> .992568<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> 8<br /> <br /> <br /> .994212<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> 9<br /> <br /> <br /> .993388<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> 10<br /> <br /> <br /> .992565<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> 11<br /> <br /> <br /> .991742<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> 12<br /> <br /> <br /> .990920<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .<br /> <br /> <br /> .990099<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> ________<br /> <br /> <br /> ___________________<br /> <br /> <br /> ______________________________________________<br /> <br /> <br /> <br /> <br /> Interest<br /> <br /> <br /> At<br /> <br /> <br /> But <br /> <br /> <br /> Annual<br /> <br /> <br /> Semiannual<br /> <br /> <br /> Quarterly<br /> <br /> <br /> Monthly<br /> <br /> <br /> <br /> <br /> Rate<br /> <br /> <br /> Least<br /> <br /> <br /> Less Than<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> <br /> <br /> 1.2%<br /> <br /> <br /> ..<br /> <br /> <br /> 1<br /> <br /> <br /> 1.000000<br /> <br /> <br /> .997027<br /> <br /> <br /> .995542<br /> <br /> <br /> .994554<br /> <br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> 2<br /> <br /> <br /> .999006<br /> <br /> <br /> .996036<br /> <br /> <br /> .994553<br /> <br /> <br /> .993565<br /> <br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> 3<br /> <br /> <br /> .998014<br /> <br /> <br /> .995047<br /> <br /> <br /> .993565<br /> <br /> <br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> 4<br /> <br /> <br /> .997022<br /> <br /> <br /> .994058<br /> <br /> <br /> .992578<br /> <br /> <br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> 5<br /> <br /> <br /> .996032<br /> <br /> <br /> .993070<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> 6<br /> <br /> <br /> .995042<br /> <br /> <br /> .992084<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> 7<br /> <br /> <br /> .994054<br /> <br /> <br /> .991098<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> 8<br /> <br /> <br /> .993066<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> 9<br /> <br /> <br /> .992079<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> 10<br /> <br /> <br /> .991093<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> 11<br /> <br /> <br /> .990109<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> 12<br /> <br /> <br /> .989125<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .<br /> <br /> <br /> .988142<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> ________<br /> <br /> <br /> ___________________<br /> <br /> <br /> ______________________________________________<br /> <br /> <br /> <br /> <br /> Interest<br /> <br /> <br /> At<br /> <br /> <br /> But <br /> <br /> <br /> Annual<br /> <br /> <br /> Semiannual<br /> <br /> <br /> Quarterly<br /> <br /> <br /> Monthly<br /> <br /> <br /> <br /> <br /> Rate<br /> <br /> <br /> Least<br /> <br /> <br /> Less Than<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> Period<br /> <br /> <br /> <br /> <br /> 1.4%<br /> <br /> <br /> ..<br /> <br /> <br /> 1<br /> <br /> <br /> 1.000000<br /> <br /> <br /> .996536<br /> <br /> <br /> .994808<br /> <br /> <br /> .993656<br /> <br /> <br /> <br /> <br /> <br /> 1<br /> <br /> <br /> 2<br /> <br /> <br /> .998842<br /> <br /> <br /> .995382<br /> <br /> <br /> .993656<br /> <br /> <br /> .992505<br /> <br /> <br /> <br /> <br /> <br /> 2<br /> <br /> <br /> 3<br /> <br /> <br /> .997686<br /> <br /> <br /> .994230<br /> <br /> <br /> .992505<br /> <br /> <br /> <br /> <br /> <br /> <br /> 3<br /> <br /> <br /> 4<br /> <br /> <br /> .996530<br /> <br /> <br /> .993079<br /> <br /> <br /> .991356<br /> <br /> <br /> <br /> <br /> <br /> <br /> 4<br /> <br /> <br /> 5<br /> <br /> <br /> .995376<br /> <br /> <br /> .991929<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 5<br /> <br /> <br /> 6<br /> <br /> <br /> .994224<br /> <br /> <br /> .990780<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 6<br /> <br /> <br /> 7<br /> <br /> <br /> .993073<br /> <br /> <br /> .989633<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 7<br /> <br /> <br /> 8<br /> <br /> <br /> .991923<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 8<br /> <br /> <br /> 9<br /> <br /> <br /> .990774<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 9<br /> <br /> <br /> 10<br /> <br /> <br /> .989627<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 10<br /> <br /> <br /> 11<br /> <br /> <br /> .988481<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 11<br /> <br /> <br /> 12<br /> <br /> <br /> .987336<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> 12<br /> <br /> <br /> .<br /> <br /> <br /> .986193<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />