1. Wine Thermometer, $29.50

This thermometer suggests different temperatures depending on the type of wine. ( (Photo: RoyalDesign’s website)
2. Custom Molded Chocolates, $48

Cocktails and caviar are reimagined in edible premium chocolate with signature A Maggie Louise Confections fillings. (Photo: Maggie Louise Confections’s website)
3. Leather Bound Best of the Best Toasts Book, $65

A book detailing toasts for births, weddings, graduations and holidays, with advice about how to give them and what never to do. (Photo: Graphic Image’s website)
4. Playing Card Case with Notepad, $70

A leather playing card case that can be monogrammed. (Photo: Leatherology’s website)
5. Louis Sherry Chocolates, $75

A luxury gift box includes 24 truffles and Louis Sherry signature trefoils. (Photo: Louis Sherry’s website)

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6. Personal Letterpress Stationery, $75

Custom stationery available in flat printing, one color letterpress or two-color letterpress. (Photo: Haute Papier’s website)
7. Gaucho Tech Roll, $77

All-in-one, six-piece mobile accessories kit comes in high-quality leather. (Photo: MANTIDY’s website)
8. Monogrammed Charging Block, $80

A simple phone charging block that can be monogrammed with the client’s name or initials. (Photo: Mark & Graham’s website)
9. Customizable Hinged Clock, $85

A clock that is small enough to fit in with most office or home décor. (Photo: Neiman Marcus’s website)
10. Balance Decanter, $95

A glass decanter with a wooden base that revolves yet remains stable, aerating wine as it moves. (Photo: Amara’s website)

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11. Chocolate Covered Bubbly, $95.99

A Veuve Rose that works best when paired with a chocolate dip, which will be included. (Photo: Bliss in a Bottle's website)

The year-end holiday season is a time many service providers see as an opportunity to bolster client relationships with something as simple as a greeting card or perhaps a gift.

Financial advisors, who increasingly understand the importance of providing clients personalized service, can enhance these relationships by sending a gift at the holidays.

For a selection of tasteful, high-quality gifts, they can turn to Secretly Gifting, a gift concierge company founded by Ashley Bronczek and Candace Ourisman that specializes in creative gifting solutions for corporations and individuals.

However, advisors must be aware of rules and guidelines from the Financial Industry Regulatory Authority and the Securities and Exchange Commission that constrain gift-giving to clients.

FINRA generally prohibits advisors from bestowing gifts in excess of $100 per individual, per year. The rule carves out an exception for personal gifts — a wedding gift or a congratulatory gift for the birth of a child, for example — provided that such gifts are not “in relation to the business of the employer of the recipient.”

As for RIA firms, gifting is most often regulated by reference to the anti-fraud provision of the Investment Advisors Act and the fiduciary duties an advisor owes to its clients.

It is common for RIAs to loosely adopt the FINRA rule for broker-dealers, rule 3220, which must be adhered to if the firm contains bill registrants. Firms can set a nominal value higher than $100, but should have guidelines around this practice.

The National Retail Federation has predicted that holiday retail sales during November and December will increase between 3.8% and 4.2% year over year to a total of between $728 billion and $731 billion. This compares with an average holiday sales increase of 3.7% over the previous five years.

Check out the gallery for some gift ideas — all under $100 — from Secretly Gifting.