NU Online News Service, Jan. 17, 2:54 p.m. – Many U.S. residents are afraid of the stock market these days, but they are also afraid of the possibility that their investment returns will fail to keep up with inflation, according to a recent survey by the Hartford Financial Services Group Inc., Simsbury, Conn.

Researchers found that more than 45% of participants have shifted part of their savings to low-risk, low-return money-market funds since the stock market slumped, and almost 40% have shifted at least half of their assets into fixed-income investments.

Seventy-four percent of the participants say they fear their current returns may not meet their investment goals, Hartford says.