Enrollment in consumer-driven health plans is far outpacing other types of health coverage, according to new analysis from the American Association of Preferred Provider Organizations. Large employers, specifically, are eager to offer these plans.
Offerings at employers with 500 or more employees jumped from 23% to 32% from 2010 to 2011, the biggest one-year increase that AAPPO has seen so far.
Forty-eight percent of the nation’s largest employers (20,000 + employees) offered CDHPs in 2011, with 54% expecting to offer them in 2012.
Small employers (under 499 employees) are historically the least likely to offer their employees a CDHP option, but even that sector grew from 16% to 20% in the last year.
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Altogether, enrollment in CDHPs grew by 18% in 2011, up from 28 million to 33 million over the course of a year. AAPPO says the trend started in 2008 and continued through 2010. The popularity of CDHPs corresponds with a decline seen for HMOs.