Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
The Post-70 ½ Retirement Plan Contribution Rules
By William H. Byrnes, Robert BloinkBy the time many clients reach age 70 , they are ready to enjoy retirement and are well aware of the obligation to begin taking required minimum distributions (RMDs) from various retirement accounts.
August 18, 2016
HSAs: The Retirement Savings Tool Most Clients Aren't Using (Yet)Health savings accounts combine the tax advantages of 401(k)s and Roth IRAs, making them an effective way to save for health costs in retirement.
August 17, 2016
Latest 403(b) Suit Targets Columbia University"Until employers recognize their duties and fulfill their duties, these cases will keep coming," says lawyer Charles Field of Sanford Heisler.
August 17, 2016
College Costs: Kids’ Expectations vs. Parents’ Ability to PayMost children think their parents will pay all their college costs, but parents, many with their own student debt, have different ideas, a survey found.
August 16, 2016
More Americans Have Increased Their Retirement Savings in 2016: BankrateBankrate.com found that 21% of working Americans are saving more for retirement, the highest level reported in five years.
August 16, 2016
Hundreds of Thousands of 401(k)s Up for Grabs After DOL Fiduciary RuleBroker-dealers are wondering what to do with small plan sponsor clients serviced by generalist wealth managers.
August 15, 2016
Suits Against NYU, Yale, Duke Over 403(b) Fees a ‘Sign of Things to Come’This may be a whole new chapter in 401(k) and 403(b) fee litigation, employee benefits lawyer Carol Buckmann says.
August 15, 2016
Social Security Turns 81The program helps to finance the retirement of more than 40 million Americans but needs fixing to avoid payment cuts of 25% by 2034.