Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Leaders and Laggards: Advisors’ Processes Define Success in Retirement Income Support
By Danielle AndrusA report released on Monday by GDC Research and Practical Perspectives highlights trends in the way advisors will have to deliver retirement income in light of low interest rates and increasing apprehension from their clients.
February 14, 2012
Retirement Officials Blast Obama Budget ProposalRetirement planning officials, including ASPPA's CEO Brian Graff, said that Obamas proposal to limit the tax benefit for retirement savings for families earning more than $250,000 is a bad proposal based on bad math.
February 14, 2012
Housing, Health Costs Top Expenses for Older AmericansIn this age of longer life spans, age 50 might not seem old, but housing and health care spending are having a significant impact on the older 50 cohort, one thats growing.
February 11, 2012
Stand-Alone Living Benefits–Guaranteeing Lifetime Income Without an AnnuityA product that can fill a need when clients are wary of annuities.
February 10, 2012
Average 401(k) Contribution Increased in 2011: FidelityThe average employee contribution to a 401(k) plan rose slightly in 2011, Fidelity Investments reported Thursday.
February 10, 2012
Weighing Buckets vs. Systematic Withdrawals for RetireesOne of the key strategic decisions advisors who work with retiring clients face is whether to use systematic withdrawals or the bucket approach to serve retirement investors. An analysis reveals that one approach is psychologically more satisfying while the other offers superior financial results.
February 09, 2012
BoE Boosts QEThe Bank of England has injected another 50 billion pounds ($66.271 billion) into the British economy as it extended its quantitative easing (QE) program. Its monetary policy committee also opted to maintain its benchmark interest rate unchanged at 0.5%.
February 06, 2012
Defined-Contribution Plans ‘Primary Retirement Savings’ Tool for Young WorkersWorkers under the age of 35, the generation most likely to depend almost solely on DC plans rather than the typical Social Security-savings-pension model, need to be diligent if they expect to save enough for retirement, Northern Trust found.