Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Alicia Munnell: Make 401(k) Auto-Enrollment Mandatory
By John SullivanSeven years after Congress encouraged employers to auto-enroll workers in 401(k)s, the retirement fix has run out of steam, the Center for Retirement Research says.
July 02, 2013
Annuity Puzzle Solved: Don’t Buy ThemDefying conventional wisdom, Kent Smetters of the Wharton School and Felix Reichling of the CBO say low demand for annuities is no mystery. If there is an annuity puzzle, it is why people don't short them.
July 02, 2013
4 Financial Planning Steps for New American CitizensApropos of the July 4th festivities, much will be new this holiday for recently naturalized U.S. citizens.
July 02, 2013
Viewing Interest Rate Volatility Risk Through an Options LensFor most clients, the objective of fixed income is yield; for others, the goal is to dampen the volatility of their equity portfolio. Options offer the possibility to do both.
July 01, 2013
Financial Planners Waste No Time After DOMA RulingHart Patterson Financial Services began calling clients immediately following the Supreme Courts decision on gay marriage.
June 28, 2013
Retirement Assets Continue to Recover: ICIInvestors took advantage of a growing economy to add almost a trillion dollars to retirement accounts.
June 27, 2013
Workplace Retirement Plan Vital to Employee SavingsMore than 70% of respondents in a study by Bank of America Merrill Lynch said their employer-sponsored retirement plan will be their largest or second-largest source of income.
June 27, 2013
Morningstar Finds TDF Fees Falling, Assets GrowingAverage industry glide paths for target-date funds should reasonably meet the typical worker's spending needs in retirement, Morningstar says in a new report.