A health insurance web broker has a confession: Average prices for the individual and family major medical coverage it sold in 2019 increased just a little from the 2018 averages.
The web broker, eHealth Inc., has revealed the relatively stable nature of the U.S. major medical coverage its customers actually bought in a new report based on its own transaction data.
EHealth says the average, unsubsidized individual coverage monthly premium increased just 2% for the 2019 coverage year, to $448.
Average monthly premiums for mid-tier silver-level individual coverage fell to $481, from $498 in 2018, and average monthly premiums for bare-bones catastrophic individual coverage fell to $193, from $206.
For families, the average monthly unsubsidized premium fell 1%, to $1,154.
The monthly cost of unsubsidized silver-level coverage for a family fell to $1,179, from $1,257.