HealthCare.gov signup activity continued to improve during the third week of the open enrollment period for individual major medical coverage that starts Jan. 1, 2019.
Managers of the Affordable Care Act public exchange enrollment and administration system report that 748,244 people selected plans during the third week of the 2019 open enrollment period, which ended Nov. 17.
That’s down just 6.3% from the plan selection total for the third week of the open enrollment period for 2018 coverage.
Plan selection activity was down 21%, year-over-year, during the first week of the 2019 open enrollment period. Activity was down 8.2% during the second week of the open enrollment period.
The number of people renewing coverage fell just 2.1%, year-over-year, to 566,250.
The number of people buying coverage through HealthCare.gov for the first time fell 17%, year-over-year, to 181,994.
What Is HealthCare.gov?
When Democrats were drafting the proposals that created the Affordable Care Act, from 2008 through 2009, some wanted to have the government offer a Medicare-like buy-in plan to every American, or even to shift to a government-run, universal health care system that would eliminate private health insurance.
Other Democrats, who wanted to keep private health insurers in the system, promoted an idea with some support from America’s Health Insurance Plans: Creating a web-based “Travelocity for health insurance,” so consumers could shop for solid health coverage from private insurers on an apples-to-apples basis, and use federal subsidies to pay for the coverage they bought.
The result was a family of ACA public health insurance exchange programs.