Average State Medicare Advantage Plan Costs for 2019
We tried to isolate the apples from the zebras, and this is what we came up with.
(Related: Key Medicare Drug Plan Benchmark Price Falls)
Here’s a look at average Medicare Advantage plan amounts by state for 2019.
How We Came Up With These Averages
To create these averages, we started with the big file of 2019 Medicare Advantage plan information that the Centers for Medicare and Medicaid Services posted last week. The file, the 2019 MA Landscape Source Files spreadsheet, is available here.
The spreadsheet gives plan price information on a county-by-county basis.
For Autauga County in Alabama, for example, the database shows two plans from a unit of UnitedHealth Group Inc., two from a unit of Cigna Corp., one from Humana Inc., and one from a unit of Aetna Inc.
In an effort to try to create apples-to-apples comparisons, we used only information for local health maintenance organization plans, local preferred provider organization (PPO), plans and regional PPO plans.
All plans included in the state averages offer Medicare Part D prescription drug coverage, and all plans included offer “enhanced alternative” drug benefits.
Alaska is missing from this data, because Medicare Advantage plans are not currently available in Alaska.
The Data
Alabama Average monthly premium: $41.39 Average annual drug deductible: $58.98 Average in-network MOOP: $5,329 Average annualized premiums + in-network MOOP: $5,826
Arizona Average monthly premium: $28.20 Average annual drug deductible: $111.04 Average in-network MOOP: $4,724 Average annualized premiums + in-network MOOP: $5,062
Arkansas Average monthly premium: $25.26 Average annual drug deductible: $125.75 Average in-network MOOP: $6,235 Average annualized premiums + in-network MOOP: $6,538
California Average monthly premium: $29.24 Average annual drug deductible: $99.55 Average in-network MOOP: $4,371 Average annualized premiums + in-network MOOP: $4,722
Colorado Average monthly premium: $36.68 Average annual drug deductible: $107.79 Average in-network MOOP: $5,232 Average annualized premiums + in-network MOOP: $5,672
Connecticut Average monthly premium: $49.94 Average annual drug deductible: $166.30 Average in-network MOOP: $5,991 Average annualized premiums + in-network MOOP: $6,590
Delaware Average monthly premium: $33.63 Average annual drug deductible: $127.50 Average in-network MOOP: $6,188 Average annualized premiums + in-network MOOP: $6,591
District of Columbia Average monthly premium: $59.33 Average annual drug deductible: $138.33 Average in-network MOOP: $6,500 Average annualized premiums + in-network MOOP: $7,212
Florida Average monthly premium: $13.80 Average annual drug deductible: $125.44 Average in-network MOOP: $5,358 Average annualized premiums + in-network MOOP: $5,524
Georgia Average monthly premium: $26.14 Average annual drug deductible: $179.56 Average in-network MOOP: $6,404 Average annualized premiums + in-network MOOP: $6,718
Hawaii Average monthly premium: $71.59 Average annual drug deductible: $207.22 Average in-network MOOP: $5,437 Average annualized premiums + in-network MOOP: $6,296
Idaho Average monthly premium: $60.44 Average annual drug deductible: $126.14 Average in-network MOOP: $6,101 Average annualized premiums + in-network MOOP: $6,827
Illinois Average monthly premium: $54.76 Average annual drug deductible: $36.28 Average in-network MOOP: $4,896 Average annualized premiums + in-network MOOP: $5,553
Indiana Average monthly premium: $33.85 Average annual drug deductible: $139.06 Average in-network MOOP: $5,568 Average annualized premiums + in-network MOOP: $5,974
Iowa Average monthly premium: $16.91 Average annual drug deductible: $93.95 Average in-network MOOP: $4,505 Average annualized premiums + in-network MOOP: $4,708
Kansas Average monthly premium: $24.38 Average annual drug deductible: $48.26 Average in-network MOOP: $5,637 Average annualized premiums + in-network MOOP: $5,929
Kentucky Average monthly premium: $41.10 Average annual drug deductible: $86.60 Average in-network MOOP: $6,031 Average annualized premiums + in-network MOOP: $6,525
Louisiana Average monthly premium: $44.02 Average annual drug deductible: $162.28 Average in-network MOOP: $5,907 Average annualized premiums + in-network MOOP: $6,435
Maine Average monthly premium: $34.58 Average annual drug deductible: $151.19 Average in-network MOOP: $5,902 Average annualized premiums + in-network MOOP: $6,317
Maryland Average monthly premium: $65.42 Average annual drug deductible: $168.46 Average in-network MOOP: $6,337 Average annualized premiums + in-network MOOP: $7,122
Massachusetts Average monthly premium: $83.18 Average annual drug deductible: $238.16 Average in-network MOOP: $5,006 Average annualized premiums + in-network MOOP: $6,004
Michigan Average monthly premium: $87.09 Average annual drug deductible: $88.74 Average in-network MOOP: $4,588 Average annualized premiums + in-network MOOP: $5,633
Minnesota Average monthly premium: $115.90 Average annual drug deductible: $284.67 Average in-network MOOP: $4,361 Average annualized premiums + in-network MOOP: $5,752
Mississippi Average monthly premium: $42.31 Average annual drug deductible: $300.52 Average in-network MOOP: $6,610 Average annualized premiums + in-network MOOP: $7,117
Missouri Average monthly premium: $26.32 Average annual drug deductible: $61.68 Average in-network MOOP: $5,155 Average annualized premiums + in-network MOOP: $5,471
Montana Average monthly premium: $55.32 Average annual drug deductible: $356.27 Average in-network MOOP: $5,657 Average annualized premiums + in-network MOOP: $6,321
Nebraska Average monthly premium: $18.32 Average annual drug deductible: $122.46 Average in-network MOOP: $5,408 Average annualized premiums + in-network MOOP: $5,628
Nevada Average monthly premium: $45.46 Average annual drug deductible: $97.78 Average in-network MOOP: $3,992 Average annualized premiums + in-network MOOP: $4,538
New Hampshire Average monthly premium: $43.83 Average annual drug deductible: $196.30 Average in-network MOOP: $6,194 Average annualized premiums + in-network MOOP: $6,720
New Jersey Average monthly premium: $36.76 Average annual drug deductible: $189.90 Average in-network MOOP: $6,461 Average annualized premiums + in-network MOOP: $6,902
New Mexico Average monthly premium: $22.94 Average annual drug deductible: $205.56 Average in-network MOOP: $5,193 Average annualized premiums + in-network MOOP: $5,469
New York Average monthly premium: $55.52 Average annual drug deductible: $160.14 Average in-network MOOP: $6,291 Average annualized premiums + in-network MOOP: $6,957
North Carolina Average monthly premium: $39.76 Average annual drug deductible: $173.76 Average in-network MOOP: $5,794 Average annualized premiums + in-network MOOP: $6,271
North Dakota Average monthly premium: $63.67 Average annual drug deductible: $316.67 Average in-network MOOP: $5,200 Average annualized premiums + in-network MOOP: $5,964
Ohio Average monthly premium: $58.19 Average annual drug deductible: $106.37 Average in-network MOOP: $4,833 Average annualized premiums + in-network MOOP: $5,532
Oklahoma Average monthly premium: $24.82 Average annual drug deductible: $98.85 Average in-network MOOP: $5,158 Average annualized premiums + in-network MOOP: $5,456
Oregon Average monthly premium: $94.92 Average annual drug deductible: $145.77 Average in-network MOOP: $4,715 Average annualized premiums + in-network MOOP: $5,854
Pennsylvania Average monthly premium: $69.48 Average annual drug deductible: $19.60 Average in-network MOOP: $5,856 Average annualized premiums + in-network MOOP: $6,690
Puerto Rico Average monthly premium: $15.26 Average annual drug deductible: $- Average in-network MOOP: $4,080 Average annualized premiums + in-network MOOP: $4,264
Rhode Island Average monthly premium: $64.92 Average annual drug deductible: $97.08 Average in-network MOOP: $4,554 Average annualized premiums + in-network MOOP: $5,333
South Carolina Average monthly premium: $22.20 Average annual drug deductible: $160.43 Average in-network MOOP: $6,501 Average annualized premiums + in-network MOOP: $6,767
South Dakota Average monthly premium: $53.02 Average annual drug deductible: $203.50 Average in-network MOOP: $4,521 Average annualized premiums + in-network MOOP: $5,157
Tennessee Average monthly premium: $45.73 Average annual drug deductible: $79.30 Average in-network MOOP: $5,650 Average annualized premiums + in-network MOOP: $6,199
Texas Average monthly premium: $44.76 Average annual drug deductible: $193.52 Average in-network MOOP: $5,872 Average annualized premiums + in-network MOOP: $6,409
Utah Average monthly premium: $32.25 Average annual drug deductible: $190.85 Average in-network MOOP: $5,913 Average annualized premiums + in-network MOOP: $6,300
Vermont Average monthly premium: $52.47 Average annual drug deductible: $161.67 Average in-network MOOP: $6,050 Average annualized premiums + in-network MOOP: $6,680
Virginia Average monthly premium: $37.47 Average annual drug deductible: $203.28 Average in-network MOOP: $6,009 Average annualized premiums + in-network MOOP: $6,458
Washington State Average monthly premium: $66.59 Average annual drug deductible: $122.92 Average in-network MOOP: $5,772 Average annualized premiums + in-network MOOP: $6,571
West Virginia Average monthly premium: $53.55 Average annual drug deductible: $63.79 Average in-network MOOP: $6,502 Average annualized premiums + in-network MOOP: $7,144
Wisconsin Average monthly premium: $66.07 Average annual drug deductible: $190.58 Average in-network MOOP: $4,485 Average annualized premiums + in-network MOOP: $5,278
Wyoming Average monthly premium: $45.50 Average annual drug deductible: $220.00 Average in-network MOOP: $6,700 Average annualized premiums + in-network MOOP: $7,246
AVERAGE Average monthly premium: $46.91 Average annual drug deductible: $121.29 Average in-network MOOP: $5,436 Average annualized premiums + in-network MOOP: $5,998
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