Disability insurance gives consumers financial security through income protection if the unexpected occurs.
However, one in three working Americans don’t have adequate disability coverage. That places strain on both the consumer and the employer.
That’s why it’s important for you to help educate individual clients about how disability insurance can lessen the burden of an unexpected emergency, and to educate employer clients about how disability insurance can protect employees.
- Financial stability impacts overall wellness in all employees.
Wellness programs often focus on physical goals and productivity, but financial wellness can have a large impact on overall health too.
Recent survey results reveal that just over 40% of Americans agree that finances play a “big role” in their health and wellness.
Disability insurance safeguards consumers if they’re unable to work due to an injury or illness, resulting in financial peace of mind and security.
Offering disability coverage and educating employees about its value is a simple investment you can make toward wellness, productivity and overall health.
- Millennials need more education
Limited product awareness and understanding of benefits highlight the need for personalized education and tailored health plan strategies that meet specific consumer needs.