Managers of HealthCare.gov are acting on the assumption that the Affordable Care Act public exchange system will still be selling individual and small-group health insurance coverage in 2019.
The agency that runs HealthCare.gov posted a draft letter to 2019 HealthCare.gov plan issuers Monday.
The agency, the Center for Consumer Information and Insurance Oversight (CCIIO), also posted a draft description of the health plan rate filing deadlines for 2019 individual and small-group plans, and a proposed 2018 filing deadline summary sheet.
HealthCare.gov should continue to work pretty much the same way in 2019, officials say.
If the draft schedule is correct:
- Issuers will apply to file applications for 2019 plans from May 9, 2018, through June 20, 2018.
- The 2019 plan rates will be due July 25, 2018.
- The 2019 rates will go live on the RateReview.HealthCare.gov website Aug. 1, 2018.
- The open enrollment period for 2019 individual major medical plans will start Nov. 1, 2018.
In several places in the draft letter for 2019, officials suggest that readers can get more information by looking in the 2018 letter.
Samara Lorenz, the director of the CCIIO oversight group, is listed as the author of the draft description of the rate filing deadlines for the 2019 plans. She has also taken responsibility for sending out similar notices for CCIIO since at least 2015. President Trump
President Donald Trump has proposed repealing and replacing the Affordable Care Act, but he has not talked directly about the future of the ACA public exchange system.
Many of the Republican proposals for changing or replacing the current ACA major medical insurance rules and programs would leave the exchange system in place. The Affordable Care Act: A Brief History
The ACA created a system of “health insurance exchange” programs, or web-based health insurance supermarkets, in an effort to make buying individual and small-group commercial health insurance as easy as buying a book from Amazon.com.
Exchange programs began selling coverage Oct. 1, 2013, and the first policies sold took effect Jan. 1, 2014.
(Image: Centers for Medicare and Medicaid Services)