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August 23, 2017 at 02:40 PM
Health benefits costs at large U.S. employers increased about 3.9% this year, to an average of $11,934, according to analysts at Aon P.L.C.
The average increased 3.1% in 2016, and it’s probably on track to increase 4.5% in 2018, the analysts report.
That average includes what the employer pays for health plan coverage, and what the employee pays for coverage. The average does not include the cost of the medical bills the employee pays out of pocket.
(Related: Benefits Firms: Health Cost Moderation to Continue in 2013)
The employer’s own costs rose 3.9% this year, to an average of $9,371 per covered employee.
The average employee’s share of the plan premiums rose 4% this year, to $2,563.
The average amount of out-of-pocket spending, or employee spending on the kind of care a plan covers, increased 10%, to $2,332.
Aon analysts base the health benefits figures on data from 450 of their large employer clients. The employers in the database offer 1,260 plans, cover about 10 million people, and may account for $54 billion in 2017 spending.
