Low interest rates and the fading of Great Recession terror may have contributed to a dramatic shift in U.S. individual retirement account asset allocations between 2010.
Related: 5 senior market segments and how to sell to them
Craig Copeland, an analyst at the Washington-based Employee Benefit Research Institute, has included data on the IRA shift in a report on the performance of about 27 million IRAs in an EBRI database.
The IRA holders had only 25.4 percent of their assets in cash options or bond funds in 2014, down from 28.8 percent in 2010.
The percentage of assets in stocks and stock funds rose to 55.7 percent, from 45.7 percent.